Category Archives: Business Tips, Advice, & Ideas

The $15 Car Repair Business

Do you think you could start a car repair business for $15. Sahid Khan did, and the way he did it could provide a template for creating a business in many fields. 

SK Motor Syndicate is a one stop shop providing vehicle inspections, servicing, body repairs, interior fabrication, exterior add-ons and everything else the motorists might need. It does none of the work itself, but claims to be a value-adding intermediary between the customer and about 18 authorised service-providers in different parts of Karachi.

Why would a customer involve an intermediary and not deal with the companies themselves?

According to Khan, the company provide a pick-and-drop service along with a seven-day workmanship warranty. They charge customers strictly the going market rates, absorb all risks and get the repair work done from a select group of service-providers at discount rates.

So there you have it, they market the service, pick up the cars and get someone else to do the work – taking a percentage for their trouble. Could you copy something like this in your area? Or how about taking the model and applying it to another market? As a middleman, you can let someone else worry about start-up costs.

Motivational Quote Of The Day

“Wanting to be someone else is a waste of the person you are.”
 
 kurt cobain 2.jpg

Kurt Cobain

Alternative Quote Of The Day

“Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.”
       warren buffett.jpg

Warren Buffett

Local Video Reviews 

Here’s an idea which combines two trends…people love to access reviews and they love to watch videos on You tube. It seems like these are perfect conditions for online video reviews becoming a viable business opportunity. But what do you review? 

It could be anything, but my thought here is that a You tube channel featuring reviews of businesses in a specific locality could build up a regular audience, while being something that a lone entrepreneur could run.

Your channel could be called something really imaginative like ‘Rotherham Reviews’ and feature video reviews of restaurants, cafe’s, pub take-away’s, shop and service providers. Revenue would eventually come from advertisements on the channel. 

Whilst I wouldn’t expect one local review site to make a fortune, it could be great fun, combining business with pleasure. And there’s excellent expansion potential. If you can make the ‘Rotherham Reviews’ channel work, why not extend the idea out to ‘Sheffield Reviews and so on.

Today’s National Day  

coffee and cake day.jpg

NATIONAL COFFEE CAKE  DAY!

PUBLISHERS NOTICE  

secret cft10.png

   Dear Streetwise Customer, 

  I hope you’re keeping safe and well. 

  This offer is limited, so we are only make it available to our most valued Streetwise customers at the moment. 

  Back in the autumn, we alerted a few of our customers to a course, created by a guy making what seemed at the time to be an outrageous prediction. 

  He predicted the world would soon be gripped by a unprecedented crisis which would create a huge financial opportunity. Crazy eh? 

  Anyway the course revolved around a strategy which would enable anyone to make £2,803 a month to ‘tick over’ in normal times, but would then transform into a massive fortune maker once the implications of the predicted crisis hit. 

  Not many people (including me!) believed the prediction, but £2,800 a month is certainly worth having and a number of our customers got on the bandwagon and started doing well with it…and then the crisis came…sooner than anyone thought. 

   The big opportunity he planned for is about to hit, and I want as many of our customers as possible to benefit…but there’s a hitch. 

   For reasons explained when you take a look at the details here, I can only help NINE people at the moment. But those nine people are going to get something nobody else has been able to get up until today…

       The full programme in one package and at a huge discount! 

   For full details take a look here.

        www.streetwisenews.com/secret  

     
    Very Best Wishes,


john sig.png

John Harrison 

Love In A Box

Perhaps you thought that your relationship with your partner was something that would just grow, develop and evolve naturally. Well that’s not going to work in today’s busy and high pressured dual-career world according to the people at www.unboxlove.com

The company sells a monthly subscription to couples. It’s a box designed to give them the inspiration and tools to create an evening of unorthodox activities. They say that the ideas will “allow couples to learn about each other, experience something new together, and make memories that will last”.

Couples can open the box together on the night of the date in order to create some excitement and surprise about what they will be doing. Each box costs $50.

The service is only available in the US at the moment, so it could be one to keep tabs on with a view to copying if it becomes successful. As an additional thought, if this ‘relationship-help’ market sector continues to grow, it could be worth thinking about what other services you could provide to enhance personal relationship.

Motivational Quote Of The Day

“A creative man is motivated by the desire to achieve, not by the desire to beat others.”
 
 ayn rand.jpg

Ayn Rand

Alternative Quote Of The Day

“I haven’t spoken to my wife in years. I didn’t want to interrupt her.”
       rodney dangerfield.jpg

Rodney Dangerfield

An Unexpected Use For A Sweaty Sock 

I’m not sure what I expect you to do with this information I’m about to impart, but I found it fascinating. What would you use if you wanted to trap or kill mosquito’s? Well you could use an expensive device or preparation off the shelf… or you could use a sweaty sock! 

It turns out that mosquito’s are attracted to the smell of sweaty socks. Once African inventor Fredos Okumo discovered this, he set about developing a synthetic chemical which mimics human foot odour and incorporated it in a commercially available trap.

Once lured inside, the insects are poisoned by a powerful insecticide. Before manufacturing his synthetic compound, Okumo baited his prototype traps with dirty socks collected from locals in Isakara, Tanzania. That can’t have been a pleasant job.

Today’s National Day  

simplicity day.jpg

NATIONAL SIMPLICITY DAY!

PUBLISHERS NOTICE  

secret cft10.png

   Dear Streetwise Customer, 

  I hope you’re keeping safe and well. 

  This offer is limited, so we are only make it available to our most valued Streetwise customers at the moment. 

  Back in the autumn, we alerted a few of our customers to a course, created by a guy making what seemed at the time to be an outrageous prediction. 

  He predicted the world would soon be gripped by a unprecedented crisis which would create a huge financial opportunity. Crazy eh? 

  Anyway the course revolved around a strategy which would enable anyone to make £2,803 a month to ‘tick over’ in normal times, but would then transform into a massive fortune maker once the implications of the predicted crisis hit. 

  Not many people (including me!) believed the prediction, but £2,800 a month is certainly worth having and a number of our customers got on the bandwagon and started doing well with it…and then the crisis came…sooner than anyone thought. 

   The big opportunity he planned for is about to hit, and I want as many of our customers as possible to benefit…but there’s a hitch. 

   For reasons explained when you take a look at the details here, I can only help NINE people at the moment. But those nine people are going to get something nobody else has been able to get up until today…

       The full programme in one package and at a huge discount! 

   For full details take a look here.

        www.streetwisenews.com/secret  

     
    Very Best Wishes,


john sig.png

John Harrison 

Savings Without The Hassle

There’s no doubt that there are big savings to be made by shopping at warehouse style outlets like Costco, but it’s not for everyone. A lot of people live too far away to make travelling viable, and the shopping experience can leave a lot to be desired. It’s this juxtaposition that formed the basis of Monstersaving.com, a New York based business recently set up by Michael Eberstadt. 

The company promise is simple; order from the website by 10.00am and they will pick up your order from Costco and deliver it the same day. No travelling, no mixing with the great unwashed, no worrying about your car in the car park, no contending with the grumpy checkout assistant.

Of course, for all this convenience, there’s a penalty. Eberstadt works out what a customer would typically pay for, say a bumper pack of toilet roll in Manhattan, looks at the Costco price, and splits the saving. But for people who can’t go to somewhere like Costco, or don’t want to, it’s a very valuable service. 

Could you do something like this in your area? With people being increasingly both time stressed and cost sensitive, I can see a need for this sort of service in many areas of the UK

Motivational Quote Of The Day

“Man often becomes what he believes himself to be. If I keep on saying to myself that I cannot do a certain thing, it is possible that I may end by really becomimg incapable of doing it. On the contrary, if I have the belief that I can do it, I shall surely acquire the capacity to do it even if I may not have it at the beginning.”
 
 mahatma ghandi.jpg

Mahatma Ghandi

Alternative Quote Of The Day

“My grandmother started walking five miles a day when she was sixty. She’s ninety-seven now, and we don’t know where the hell she is.”
       ellen de generes.png

Ellen DeGeneres

No Blood No Dress 

You often hear people say they’d give their right arm for this that or the other. They don’t mean it of course – it’s just a figure of speech. But if you want to get hold of one of the limited editions created by Dutch fashion label, The Red Rail, you’ll need to give blood! 

The company will only sell their creations if you become a registered blood donor. The programme was created to draw attention to the shortage of young blood donors in the Netherlands, but it seems to have a wider commercial application.

Is there some way you could link your product or service to a worthy cause, and perhaps restrict sales to people who display a sympathy for that cause? If there is you’ll not only help the cause in question, but also attract a whole new group of buyers who want to be associated with the initiative.

Today’s National Day  

get to know yourself.jpg

NATIONAL GET TO KNOW YOURSELF DAY!

PUBLISHERS NOTICE  

hog2 ultimate loophole.png

Dear Streetwise Customer, 

  Imagine if your betting profits were a nailed on 100% certainty…that you were guaranteed to never lose a bet…and that there was a totally fool proof system you could deploy that would only ever win or break even at worst. Well thanks to a rule which every bookmaker in the UK is forced to follow, you don’t have to imagine it. 


                 Because It’s The Loophole To End All Loopholes! 

  And for reasons I’ll explain fully, it’s a loophole that’s open to anyone and everyone with an internet connection…and it will be open forever. 


 Here’s your chance to find out about this secret loophole for yourself, because Nick has come up with a unique offer that will put almost £300 in your pocket…even if you prove him wrong!  

 For full details Visit: 

www.streetwisenews.com/loopholes 

   Take a look now. You’re going to love this one!

     
    Very Best Wishes,


john sig.png

John Harrison 

Journalism For Brands

Before the internet came along, opportunities to work in journalism were limited. The only way to find an audience for your words was via mainstream media. The online arena has opened up a whole new world for would-be journalists with myriad opportunities.

One such opportunity is being exploited by Tennessee-based Thomas Scott, whose company Brand Journalists provides online blogs and content for local companies.

Brand Journalists offers blog and web content, ghostwriting services and reporting on the human stories that make companies interesting to their customers. For example, for an insurance broker, Scott’s team blogs about issues related to city life, such as what to do if the bath in the apartment upstairs overflows through your ceiling.

“If you try to sell renter’s insurance as an agent, people tune out,” he says. “But when you talk about the coffee they drink and neighbourhoods they like, and how important it is to have renter’s insurance as part of that story, it connects with people.”

Every company, these days, has a website; many have blogs and social media interaction with their customers. The majority are boring.

Is this an area you could specialise in – providing interesting content for companies in your area, who have neither the time nor inclination to do it themselves?

Motivational Quote Of The Day

“He who has health, has hope; and he who has hope, has everything.”
 
 thomas carlyle.png

Thomas Carlyle

Alternative Quote Of The Day

“Older people shouldn’t eat health food, they need all the preservatives they can get.”
       robert orben.jpg

Robert Orben

Buff Mom’s 

I’m sure I don’t have to tell you how lucrative the weight loss market has become. If you’re in the “all you need to do is eat less and move more” camp, you’re probably at a loss to understand why people spend so much money on it. But they do. So how do you cash in? 

Well you need an angle. One business we came across recently is targeting the ‘new mothers’ market. It makes sense when you think about it. By definition, every woman gets out of shape in pregnancy.

Most want to get their figure back. Go to www.buffmom.com and they’ll help you do it. It’s a clearly defined market niche and a catchy name, so I can see it doing well.

So is there a market you could create a programme for? Companies like Weightwatchers are all encompassing. It seems to me there have to be opportunities for niche businesses targeting particular groups-perhaps based on age, (The 40+ programme) lifestyle, (The couch potato programme) occupation, (The Office Worker Programme) or reason for being overweight (The Beer Gut Programme).

I’m not suggesting these are ready to go concepts, but hopefully you get the idea. By narrowing your focus, the target market will feel your programme is exactly right for them.

Today’s National Day  

cheer up the lonely.jpg

NATIONAL CHEER UP THE LONELY DAY!

PUBLISHERS NOTICE  

hog2 ultimate loophole.png

Dear Streetwise Customer, 

  Imagine if your betting profits were a nailed on 100% certainty…that you were guaranteed to never lose a bet…and that there was a totally fool proof system you could deploy that would only ever win or break even at worst. Well thanks to a rule which every bookmaker in the UK is forced to follow, you don’t have to imagine it. 


                 Because It’s The Loophole To End All Loopholes! 

  And for reasons I’ll explain fully, it’s a loophole that’s open to anyone and everyone with an internet connection…and it will be open forever. 


 Here’s your chance to find out about this secret loophole for yourself, because Nick has come up with a unique offer that will put almost £300 in your pocket…even if you prove him wrong!  

 For full details Visit: 

www.streetwisenews.com/loopholes 

   Take a look now. You’re going to love this one!

     
    Very Best Wishes,


john sig.png

John Harrison 

The Truth About Snake Oil

Thanks to Hollywood, most people know what you’re talking about when you describe someone a ‘Snake Oil Salesman’. It’s a derogatory term used to describe someone employing dubious techniques to sell a product which doesn’t work. Interestingly though, the original snake oil actually worked! 

In the 1860’s Chinese labourers brought in to build the Transcontinental Railroad, brought with them an oil derived from the Chinese Water snake which was used to relieve aching and tired muscles. They shared it with fellow workers who found it beneficial. This was great for them, but not so good for the men who made their living by travelling and selling proprietary medicines.

To protect their business, they ridiculed the natural remedy and then started calling any ‘cure all’ remedies, snake oil. The snake oil salesman became a term used to describe anyone selling non-mainstream health products, and the term is still alive and well today. 

Over a hundred years have passed since those days, but mainstream suppliers of pharmaceuticals are still using similar techniques to attack suppliers of natural or unconventional remedies.

Are they really ‘snake oil’ salesmen? Well I’m sure some are, but as we’ve seen, some snake oil works.

There’s a lot of money to be made in complimentary or natural medicine, and it’s a market that’s definitely worth investigating. You’ll need to sort the wheat from the chaff, but don’t be put off by the universal detractors

Motivational Quote Of The Day

“Anyone who lives within their means suffers from a lack of imagination.”
 
 oscar wilde.jpg

Oscar Wilde

Alternative Quote Of The Day

“A successful man is one who makes more money than his wife can spend. A successful woman is one who can find such a man.”
       lana
turner.png

Lana Turner

Rent Your Stuff 

If you’re willing to let other people use your car, the UK based Easy Car Club scheme allows you to rent it out while you’re not using it. Following on from that, US based FlightCar aims to put cars left at airports to use by renting them out while their owners are travelling.

People flying into the airport can then rent the cars from those who have just flown out! Customers obtain a 20% – 50% discount compared to traditional renting, while the owner receives 65% of the fee. Perhaps that’s something to look at copying here? 

I wouldn’t personally want to rent my car out for that purpose (I’m far too precious about it!) but if you feel differently, it could be a valuable source of additional income. 

Cars are just one example of what you could rent out for money though. Give some thought to what expensive items you have laying around unused for much of the time. Could they form the basis of a rental business?

Today’s National Day  

faher daughter walk day.png

NATIONAL FATHER AND DAUGHTER TAKE A WALK DAY!

PUBLISHERS NOTICE  

hog2 ultimate loophole.png

Dear Streetwise Customer, 

  Imagine if your betting profits were a nailed on 100% certainty…that you were guaranteed to never lose a bet…and that there was a totally fool proof system you could deploy that would only ever win or break even at worst. Well thanks to a rule which every bookmaker in the UK is forced to follow, you don’t have to imagine it. 


                 Because It’s The Loophole To End All Loopholes! 

  And for reasons I’ll explain fully, it’s a loophole that’s open to anyone and everyone with an internet connection…and it will be open forever. 


 Here’s your chance to find out about this secret loophole for yourself, because Nick has come up with a unique offer that will put almost £300 in your pocket…even if you prove him wrong!  

 For full details Visit: 

www.streetwisenews.com/loopholes 

   Take a look now. You’re going to love this one!

     
    Very Best Wishes,


john sig.png

John Harrison 

Profit From Your Holiday

Most people don’t need persuading to take a holiday, but it could actually be good for your bank balance as well as your general wellbeing.

By going into a different culture, location or environment you often become exposed to new ideas and influences which you simply wouldn’t get at home. 

Australian couple Monica Liebenow and Phil Barham noticed a cartoon family in the rear screen of a car while travelling in California. When they returned, they explained the idea to a graphic designer friend and ended up creating something called ‘My Family Stickers’.

The stickers were similar to the American ones but with an Aussie twist. More than two million of the stickers have been sold in the past two years. 

So don’t relax altogether on your next break. Keep half an eye and ear open to potential money making opportunities you can copy or adapt? It’s certainly worked for me in the past (perhaps stories for another day) and it could work for you too.

Motivational Quote Of The Day

“Business is the art of extracting money from another man’s pocket without resorting to violence.” 
 max amsterdam.jpg

Max ( Amsterdam)

Alternative Quote Of The Day

family friends.jpg

The World’s Worst Hotel

Most hotels are terrified of getting a bad reputation on Trip Advisor and other review sites. The Hans Brinker hotel in Amsterdam sees things differently. The hotel has embraced a marketing strategy which attempts to build its reputation as the worst hotel in the world.

The owners have published a book called The Worst Hotel in the World, and filmed a series of hilarious promotional videos which can be found on Youtube. 

For around twenty euros a night, the hotel openly admit that guests can expect wafer thin mattresses, rusty beds, grotty paintwork, broken lifts and scruffy bathrooms. They proudly boast that the hotel has virtually no facilities. 

It’s an interesting approach. If you can’t be the best, why not make a feature of being worst? It certainly differentiates the Hans Brinker from other poor hotels which I’m sure are equally bad. Many people looking for a budget hotel will choose to stay there just to say they’ve been in the worst hotel in the world.

Is this a strategy that you could employ in your market? It’s risky, but it could be worth thinking about.

Today’s National Day  

picnic day.png

NATIONAL PICNIC DAY!

PUBLISHERS NOTICE  

hog2 ultimate loophole.png

Dear Streetwise Customer, 

  Imagine if your betting profits were a nailed on 100% certainty…that you were guaranteed to never lose a bet…and that there was a totally fool proof system you could deploy that would only ever win or break even at worst. Well thanks to a rule which every bookmaker in the UK is forced to follow, you don’t have to imagine it. 


                 Because It’s The Loophole To End All Loopholes! 

  And for reasons I’ll explain fully, it’s a loophole that’s open to anyone and everyone with an internet connection…and it will be open forever. 


 Here’s your chance to find out about this secret loophole for yourself, because Nick has come up with a unique offer that will put almost £300 in your pocket…even if you prove him wrong!  

 For full details Visit: 

www.streetwisenews.com/loopholes 

   Take a look now. You’re going to love this one!

     
    Very Best Wishes,


john sig.png

John Harrison 

Sleeping On The Job

I know someone who works for one of the big London law firms. Such are the demands and time constraints of the job, that the firm have beds on site so that employees don’t have to waste time going home at night when deadlines need to be met.

I’m not sure whether this idea is quite as extreme as that, but it is an indication on the pressure some folk are perceived to be in at work these days. 

London based Pod Time have based themselves in the fast-paced corporate environment of Canary Wharf. They provide hygienic sleep pods which stressed and tired workers can rent out for half an hour at a time to have a much needed nap during the working day.

Charges are £5.99 for an half hour and £10 for an hour. Speaking as someone who has seen people asleep at work without going to the expense of a pod, I can see a demand for this. 

Might there be other areas of the country where a ‘short term sleep solution’ would find a ready market?

Might there be other locations where this could be popular…airports perhaps? Or (and I’m definitely not going into detail here) might there be some other purpose for these pods, other than sleep, which would attract a paying clientele? I’ll leave you to give it some thought.

Motivational Quote Of The Day

“I believe that everyone can reclaim themselves…You have a very bad habit. You have to change it. If not now, then when?” 
 mark ford.jpg

Mark Ford

Alternative Quote Of The Day

quote.jpg

Hot Bodies

I’ve noticed that after the weekend, our office is always several degrees colder than it is later in the week, even though the heating has been left on.

Increased computer activity plays a part, but so does human activity. The staff come into the office, they give off body heat and it warms the building.

 Now this is happening everywhere. The amount of heat energy given off by the population must be huge. So is there a way to harness it? It turns out that there is. 

 Over 200,000 people pass through Stockholm’s Central station each day. Jernhusen, a property company given the job of remodelling the station, have come up with a way of transferring the heat generated by all these people to an office building across the road.

The stations ventilation system includes heat exchangers which convert all this heat energy into hot water. It’s reported that the result is a 25% reduction in the buildings energy costs. 

Needless to say, green energy is on everyone’s agenda at the moment, and initiatives like this are likely to be on the increase. Perhaps something to invest in, or even participate in for those with the skills and resources.

Today’s National Day  

ice cream day.jpg

NATIONAL ICE CREAM DAY!

PUBLISHERS NOTICE  

Dear Streetwise Customer,  

  Once or twice a year I receive exceptional quality information and a few months ago one of these rare and very special documents landed on my desk.  

  It revealed an amazing system which is making its author an absolute fortune and a large sum of money was asked for in exchange for the information.  

   An agreement was reached whereby I could share the information with Streetwise customers, but first I insisted on ‘proving’ the system and so I asked 25 of my customers to test this for us.  

   The results have been nothing less than astonishing. Every single one of my 25 testers has reported fantastic success!  

   Consequently I signed the deal and now I am delighted to be able to share this information with you. Please do not pass this on to anyone else because this information truly is TOP SECRET. It is just for you and Streetwise’s best customers and no-one else. 

  We authorised just 50 copies to be printed for our best customers only. At the time of writing we only have 16 copies left and one of these is waiting for you to claim it.

For full details CLICK HERE

…and you’ll discover why I am so excited about this incredible winning system and what’s going to happen next.

 Best Wishes, 


john sig.png

John Harrison 

Recent Comments 

“Every Signal so far has been a winner, that is for the time I have been using it which is 21 race days. It is solid and when I place the bets this system throws at me I just place them and walk away for the day. You don’t get lot’s of bets, and they only take 5 minutes max to spot anytime after 9 in the morning.”

– D Lean 

“The program I bought in July is so very simple to run and is consistently proving to be a money spinner. I have never before found a system to equal this one.”

– C A Davies 

 For full details visit: 

www.streetwisenews.com/IS

 Jim Hunt

Become A Social Entrepreneur

Business is generally perceived to be hard-nosed, totally profit-driven and calculating, but sometimes there is a middle ground-one that benefits everyone involved. Take Mirakle Couriers, based in Mumbai India. 

As the name suggests, the company offer a pick up and drop off service in Mumbia. What isn’t obvious though is that the company only employ deaf workers. India has one of the largest deaf populations in the world, with around 6% of the population affected. Many find it difficult to find work. Mirakle Couriers are able to provide that work. 

The company founder is a former investment banker who insists that the company is a commercial operation rather than a charity, and that the social element is simply embedded in the commercial operation. In any event, it seems to work and the company has grown rapidly since its 2008 launch. 

So from the companies standpoint, is there an advantage to solely employing workers who have a disability? There could be several. Prospective customers could be impressed with the companies social element, and be therefore more likely to use them. It’s something unusual, and is therefore likely to be of immerse PR valve. And the workers themselves-having experienced difficulty finding work elsewhere-are likely to be hard working and loyal. 

It seems like a win-win situation, and one which could be copied elsewhere. Are there European laws against positively discriminating in favour of people with disabilities in the workplace? I’d like to think not, but don’t know, so that would need looking into. But it seems like an idea with potential.

Motivational Quote Of The Day

“A man is but the product of his thoughts. What he thinks, he becomes.”
 
 mahatma ghandi.jpg

Mahatma Ghandi

Alternative Quote Of The Day

“A team effort is a lot of people doing what I say.”
       michael winner.png

Michael Winner

Upcycling Opportunity

I was reading about a business run by Scott Hamlin in Portland Oregon, and wondered how many other people might be able to cash in on something like this.

Hamlin’s company, Loop works buys up end-of-line, unwanted fabric from warehouses in Asia which is destined for landfill or the incinerator. It then turns it into shirts, skirts, laptop sleeves and backpacks. The company is very much for profit, but has a strong environmental ethos. 

Any enterprise that has a positive environmental impact will be well received by prospective customers and the media. Upcycling (converting waste materials or useless products into new materials or products of better quality) is environmentally friendly and can be highly profitable if done well.

Are there upcycling opportunities in your sphere of expertise? Do you know of any waste materials that could form the basis of a new upcycling opportunity?

Today’s National Day  

walk in the park.jpg

NATIONAL TAKE A WALK IN THE PARK DAY!

PUBLISHERS NOTICE  

Dear Streetwise Customer,  

  Once or twice a year I receive exceptional quality information and a few months ago one of these rare and very special documents landed on my desk.  

  It revealed an amazing system which is making its author an absolute fortune and a large sum of money was asked for in exchange for the information.  

   An agreement was reached whereby I could share the information with Streetwise customers, but first I insisted on ‘proving’ the system and so I asked 25 of my customers to test this for us.  

   The results have been nothing less than astonishing. Every single one of my 25 testers has reported fantastic success!  

   Consequently I signed the deal and now I am delighted to be able to share this information with you. Please do not pass this on to anyone else because this information truly is TOP SECRET. It is just for you and Streetwise’s best customers and no-one else. 

  We authorised just 50 copies to be printed for our best customers only. At the time of writing we only have 16 copies left and one of these is waiting for you to claim it.

For full details CLICK HERE

…and you’ll discover why I am so excited about this incredible winning system and what’s going to happen next.

 Best Wishes, 


john sig.png

John Harrison 

Recent Comments 

“Every Signal so far has been a winner, that is for the time I have been using it which is 21 race days. It is solid and when I place the bets this system throws at me I just place them and walk away for the day. You don’t get lot’s of bets, and they only take 5 minutes max to spot anytime after 9 in the morning.”

– D Lean 

“The program I bought in July is so very simple to run and is consistently proving to be a money spinner. I have never before found a system to equal this one.”

– C A Davies 

 For full details visit: 

www.streetwisenews.com/IS

 Jim Hunt

Beware Taking A Break From Your Mortgage

If you are taking a payment holiday from your mortgage or credit-card debt, tread carefully. Not paying your bills – even with the approval of your lender – could lead to problems with your credit rating and cost you hundreds of pounds.

So far 1.6 million homeowners have taken a repayment holiday on their mortgage. It means you won’t have to make your monthly repayments for a few months, which could come in very handy during lockdown. But your bank is going to do very well out of the arrangement.

Lenders are set to make at least £821m in extra interest as a result of people taking a break from their mortgage repayments. The average borrower will save £2,256 in repayments over a three-month mortgage holiday. But they will ultimately pay £500 more than without the break because of the interest accrued on the unpaid sum. 

Anyone taking a mortgage holiday also needs to be careful it doesn’t lead to problems with their credit report. Don’t cancel your direct debit until your lender has confirmed that your application for a repayment break has been accepted. Banks are struggling to cope with the number of customers wanting a mortgage holiday, leading to delays in approvals.

Those who miss a mortgage payment because a break has not yet been confirmed by the lender could be marked as going into arrears. This could affect their credit score and result in extra interest being charged. Even if you do everything by the book, a mortgage repayment holiday could affect your future ability to get a mortgage.

The Financial Conduct Authority, the City regulator, has confirmed that banks could take a holiday into account when they decide whether to offer a mortgage. The same advice applies if you are stopping your credit-card repayments. Your interest will continue to build, so you will owe more when you restart paying and it could affect your credit rating, even though it shouldn’t.

Some borrowers are taking a hit to their credit report as lenders accidentally report repayment breaks as missed payments. Pre-empt this by waiting until you have received formal approval for a payment holiday before you cancel your direct debit. If you have taken a repayment holiday keep an eye on your credit report.

Motivational Quote Of The Day

“Ambition, I have come to believe, is the most primal and sacred fundament of our being. To feel ambition and to act upon it is to embrace the unique calling of our souls. Not to act upon that ambition is to turn our backs on ourselves and on the reason for existence.”
 
 steven pressfield.jpg

Steven Pressfield

Alternative Quote Of The Day

“I have been called a MILF-which is great, as long as it stands for ‘Mum I’d like to finance.'”
       katherine ryan.png

Katherine Ryan

Do You Have Hidden Assets?

Just read something, aside from being fascinating, may provide a ‘light bulb’ moment for someone. 

BT’s network has 75 million miles of copper wire. At today’s price that’s worth around £50 Billion – which is more than three times the company’s market capitalisation of around £15 Billion!

So the company is worth far more in scrap value than it is for it trading and profitability potential. 

Now I know the company aren’t about to throw in the Telecom’s towel and go into the scrap metal business, but that got me thinking; How many individuals and companies are sitting on big assets which they don’t really think about?

And is there a way they could capitalise on these assets outside of their regular trading activity. Perhaps it’s worth thinking about your own hidden assets. They may be more modest than BT’s but that doesn’t mean they can’t be life changing for you.

Today’s National Day  

barbecue day.png

NATIONAL BBQ DAY!

PUBLISHERS NOTICE  

Dear Streetwise Customer,  

  Once or twice a year I receive exceptional quality information and a few months ago one of these rare and very special documents landed on my desk.  

  It revealed an amazing system which is making its author an absolute fortune and a large sum of money was asked for in exchange for the information.  

   An agreement was reached whereby I could share the information with Streetwise customers, but first I insisted on ‘proving’ the system and so I asked 25 of my customers to test this for us.  

   The results have been nothing less than astonishing. Every single one of my 25 testers has reported fantastic success!  

   Consequently I signed the deal and now I am delighted to be able to share this information with you. Please do not pass this on to anyone else because this information truly is TOP SECRET. It is just for you and Streetwise’s best customers and no-one else. 

  We authorised just 50 copies to be printed for our best customers only. At the time of writing we only have 16 copies left and one of these is waiting for you to claim it.

For full details CLICK HERE

…and you’ll discover why I am so excited about this incredible winning system and what’s going to happen next.

 Best Wishes, 


john sig.png

John Harrison 

Recent Comments 

“Every Signal so far has been a winner, that is for the time I have been using it which is 21 race days. It is solid and when I place the bets this system throws at me I just place them and walk away for the day. You don’t get lot’s of bets, and they only take 5 minutes max to spot anytime after 9 in the morning.”

– D Lean 

“The program I bought in July is so very simple to run and is consistently proving to be a money spinner. I have never before found a system to equal this one.”

– C A Davies 

 For full details visit: 

www.streetwisenews.com/IS

 Jim Hunt

Post-Virus Holiday Prices Could Quadruple

Lenders have granted almost 1.2 million payment holidays on credit cards and personal loans since the Covid-19 outbreak began. Banks have also offered to waive interest on overdrafts of up to £500 for 27 million customers.

Anyone considering asking for a break should be aware that interest would still be charged on most credit cards and personal loans during payment holidays. So, your debt will grow.

Gareth Shaw, head of money at consumers’ association which has warned that regulators need to “work with firms to ensure that customers who take a payment holiday are not plunged into unnecessary financial distress once it ends”. 

Banks are increasing rates on credit cards despite the cuts to the Bank of England’s base rate. Average credit-card interest rates have risen from 24.8% in February to 25.2% at the time of writing.

This has always been an issue, with savers getting cuts almost instantly after a base-rate reduction while borrowers are less likely to benefit. One of the reasons that credit-card rates have risen in recent years is because they are helping to fund 0% introductory offers.

While new customers can often get a great interest-free offer, loyal customers pay over the odds to finance this generosity. 

Additionally, Holidays could double in price once lockdown is lifted due to a raft of new safety measures imposed on hotels. When we are finally able to travel again, holiday accommodation will have to be at the top of its game when it comes to hygiene.

Firms could be forced to increase cleaning budgets, leave rooms vacant between guests and install expensive equipment to prevent the spread of coronavirus.

Be prepared for a rather dramatic increase in costs. In some instances prices could even quadruple.

Motivational Quote Of The Day

“Beliefs are what divide people. Doubt unites them.”
 
 peter ustinov.jpg

Peter Ustinov

Alternative Quote Of The Day

“I bought my wife a beautiful diamond ring and I even had it engraved – with the price.”
       michael mcintyre.jpg

Michael McIntyre

Enjoy The Finer Things In Lockdown

Fine dining has gone mobile. The coronavirus lockdown has closed down luxury restaurants, so Michelin-starred chefs have been scrabbling to sign up to upmarket versions of Deliver and Just Eat.

Zuma, the high-end Japanese restaurant in Knightsbridge, Chinese fine-dining outlet Hakkasan and Mayfair’s Michelin-starred Hide are among the brands supplying Supper, a central London posh food delivery service.

Demand has jumped by 700% during lockdown; one family in Surrey sends a driver to collect dinners at £1,500 a go.

Nor need the lockdown deprive the rich of other pleasures. Vintage wine-tasting for your friends, car viewing or the odd Mykonos-themed beach party from Annabel’s are all options on Zoom.

Some people hired an in-house chef just before lockdown, while a Covid19 deep-clean squad to root the virus out from under the sofa is also an idea.

The boss of one cleaning group, which usually services industry but now sends people fully gloved and masked into houses, says some people are obviously not used to cleaning … they think it’s more complicated than it actually is.

Today’s National Day  

sun glasses day.png

NATIONAL SUNGLASSES DAY!

PUBLISHERS NOTICE  

Dear Streetwise Customer,  

  Once or twice a year I receive exceptional quality information and a few months ago one of these rare and very special documents landed on my desk.  

  It revealed an amazing system which is making its author an absolute fortune and a large sum of money was asked for in exchange for the information.  

   An agreement was reached whereby I could share the information with Streetwise customers, but first I insisted on ‘proving’ the system and so I asked 25 of my customers to test this for us.  

   The results have been nothing less than astonishing. Every single one of my 25 testers has reported fantastic success!  

   Consequently I signed the deal and now I am delighted to be able to share this information with you. Please do not pass this on to anyone else because this information truly is TOP SECRET. It is just for you and Streetwise’s best customers and no-one else. 

  We authorised just 50 copies to be printed for our best customers only. At the time of writing we only have 16 copies left and one of these is waiting for you to claim it.

For full details CLICK HERE

…and you’ll discover why I am so excited about this incredible winning system and what’s going to happen next.

 Best Wishes, 


john sig.png

John Harrison 

Recent Comments 

“Every Signal so far has been a winner, that is for the time I have been using it which is 21 race days. It is solid and when I place the bets this system throws at me I just place them and walk away for the day. You don’t get lot’s of bets, and they only take 5 minutes max to spot anytime after 9 in the morning.”

– D Lean 

“The program I bought in July is so very simple to run and is consistently proving to be a money spinner. I have never before found a system to equal this one.”

– C A Davies 

 For full details visit: 

www.streetwisenews.com/IS

 Jim Hunt