I was recently talking with a friend who was telling me about her daughter, Jessica, who is now working as a school teacher.
She was telling me about how a lot of her training was in work placements in schools which was unpaid.
She was working in schools without being paid a wage. Instead, she was paying to train to become a teacher.
Training to be a teacher at university cost £9,000 per year. That is without any living costs.
To keep the costs down Jessica lived with her parents for most of the time as they lived not far from the university itself.
To pay the running costs for her car and other expenses, Jessica worked at a local supermarket at weekends and evenings.
She had a strong and positive work ethic.
A trainee can pay the £9,000 per year education costs if they choose to, some parents pay it so there is no debt hanging over them later in life… or they can take a government loan which they have to pay back once they start earning a specific amount each year.
With student loans, you do not need to pay them back until you hit that income threshold (£27,295 per year / 2022/23) which is good for those young students trying to focus on their studies… but it’s not so nice in the long run.
For many, it becomes a noose around their necks which they become fearful of.
The daughter of one of my staff has a student debt of £45,000 which she is yet to start paying off.
Many graduates fear the day they have to start paying the loans back.
If they have a career change and don’t get a job that pays the income threshold needed to trigger the debt repayments, they have nothing to fear as they will not have to pay it back.
For some people, the idea of having to start paying it back may stunt their career growth and out of fear of paying back the debt, they don’t go for the jobs that pay so well.
They may choose to forgo their dream jobs to avoid paying back such a big debt.
The government expects that only 22% of student loan recipients will pay back the loans in full. After the reforms made in 2022, they now expect that number to jump up to 55%.
There will always be a cost to education. It is expected. It is very rare that you can learn something for nothing… not something of real value anyway.
But some educations are better than others.
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Unless you have a desire to work a specific job or have a certain career, getting yourself into a large debt simply to work a job as a way to make money could be considered crazy when there are many other ways to make money – often a lot of money for a lot less stress and work – which costs a lot less to learn.
A prime example of that would be trading the cryptocurrency markets.
Thousands of pounds can be made trading the different cryptocurrencies… and you don’t need to spend several years at university or working in placements to learn what to do.
Nor will it cost you £9,000 per year to learn it.
You could be earning thousands of pounds, possibly tens of thousands of pounds a year trading the cryptocurrency markets for a fraction of the cost it takes to become a teacher.
And you won’t have to deal with snotty children, unruly teens and classroom politics either.
Our good friend In Williams has 30 years experience trading the financial markets and he recently turned his hand to the cryptocurrency markets.
The reason for that is that because of the volatile nature of the cryptocurrency markets, you can steal a lot of money out of them quite quickly.
Using a new free software which identifies when a potentially profitable trade is about to start, Ian helps himself to a stack of money as and when he wants.
As soon as the software gives him the signal, Ian places the trade.
The software throws up numerous profitable signals both day and night.
This new software has turned Ian’s laptop into his own personal crypto-cash machine.
A cash machine he has sat on his desk at home.
To discover for yourself what this software is and how it can potentially make you tens of thousands of pounds, click the link below:
Ian William’s CryptoWizard Trading System
Kind regards
John Harrison
PS…You can get started… and making serious money… with this – for just £97.
You’ll not pay another penny until you’re up and running and making many times what it costs.
Here’s that link again: