All posts by Streetwise

The Price Paradox

There’s no excuse for staying sober these days…there really isn’t.

I went into my local mini-market the other day, to find the cheapest bottle of booze in the shop. I did have my reasons, but they’d take too long to explain. Suffice to say that it had nothing to do with falling on hard times or being a raging alcoholic.

Anyway, I didn’t have to look too far to find what I was looking for…a two litre plastic bottle of 7% white cider for £2.06. And this is in Sainsbury’s! I’m sure those ‘in the know’ will tell me that I’ve been had ~ that I could have got it a lot cheaper somewhere else ~ but to me, it seemed a ridiculously small amount of money to pay.

Given that a large proportion of the population drink alcohol with no higher ambition than to get drunk, you’d expect that this is the sort of stuff that everyone would be buying. It probably doesn’t taste much different to the alternatives, (no, I didn’t drink it) and will certainly fulfil the brief as far as getting drunk is concerned. And yet the only people I’ve ever seen buying this sort of thing, are youths in hoodies and middle-aged blokes in second-hand suits who promptly drink it straight out of the bag.

Why is this?

When I studied economics, many years ago, one of the few useful things I remember is the concept of reverse elasticity of demand. With most products, as price increases, demand falls. But some products are different. If you lower the price, then you also lower demand as well – particularly amongst certain groups of consumers. There can be several reasons for this:

 A low price is equated with unacceptably low quality.

.  Image is a key factor with many products. Cheaper products have a poorer image.

.  Products are bought as gifts. Nobody wants to look a cheapskate.

Would you want to take a £2 bottle of booze to a party? I did, but then I’m a little bit strange. I must confess to being even a little embarrassed buying it in the shop though.

The point I want to make is about price – and most specifically the prices you charge for your products or services. It’s very easy to get locked into a mindset that says that lower prices will lead to higher sales, or conversely that higher prices will result in lower sales. The truth is far more complex than that. It depends on the characteristics of your product, how it’s marketed and who you’re attempting to sell it to.

Very few businesses do enough testing of the effect of a change in price. Those that do are often surprised to find that the effect is not what they expect. It’s totally counter-intuitive to think that an increase in price might actually boost sales, but in the right circumstances, it can. And you won’t know whether this applies to you, until you test.

Now you might decide that you’re happy to continue selling to your market’s equivalent of hoodies and vagrants. It might be a very lucrative market for you. But the option to do something different ~ to find a larger market at a different price point may be there.

In the case of the white cider I bought the other day, it might take little more than some new packaging, and a more sophisticated label to double or treble the price, and find a whole new market…

Because where pricing is concerned, image and perception are what really matter. 

 Kind Regards 

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John Harrison  

PUBLISHERS NOTICE  

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Dear Streetwise Customer 

I hope that you and your family are well. 

I don’t have to tell you that the Coronavirus outbreak has changed everything, and nowhere more so than in the world of sports betting. With almost all our regular ‘go to’ profit makers like European football, horse racing and golf on hold, you might be excused for thinking that the opportunity to make a lucrative extra income from sports betting was gone – at least for now. 

That’s what we thought until we heard from a guy called Craig Russell and how
he was… 

Making an extra £150-£250 a week exploiting the ‘invisible’ betting opportunities exposed by the Coronavirus mayhem.

 You see Craig isn’t your typical sports bettor. Long before anyone had heard of coronavirus, he was shunning the sort of events most of us bet on in favour of little-known sports, events and fixtures taking place in obscure locations. 

Why did he concentrate on those? 

Because he figured that the less ‘pro’s’  there  were  looking  at  these  obscure markets, and the more time he spent studying them, the greater edge he’d have over the competition. 

Obvious when you think about it. 

So why this message? 

Because it seems like now is the perfect time to bring this to a wider audience…but not much wider! 

You see, in conjunction with Craig we’ve put together a totally unique service which is tailor-made for the times we find ourselves in. But there will only be 100 places available. Ever.

For full details on what’s involved and why the limit, take a LOOK NOW.

If an extra couple of hundred pounds tax-free income would be worthwhile to you right now, I’d urge you to get in touch without delay. These places are really going to go fast.  

  For full details CLICK HERE

  Very Best Wishes, 

john sig.png
  John Harrison
  Streetwise Publications 

  P.S   Almost forgot…you can get started with this for just £9.95.  I’m pretty sure that makes it our cheapest service ever. Why? Well take a look now  and all will be revealed. 

www.streetwisenews.com/LP

Doggie Supplements

Food supplements are big business throughout the western world, and it was only a matter of time before preventive medicine expanded to cover all members of the family …even the dog.

We’re already seeing advertisements for canine food supplements on mainstream TV, and to the casual observer, it would seem (perhaps as you might expect) that the rules and regulations on advertising claims aren’t anyway near as stringent as those for products created for human consumption.

As we’ve said here many times before, there seems no end to the amount of money people will spend on their pampered pooches.

It appears that the pet supplement business may have less barriers to entry than that for human supplements, so this could be worth some further investigation.

I think there’s an opportunity for someone to create a blockbuster product in this field, and the marketing angle will be the key.

I’m not suggesting this will be easy, but I am suggesting that there’s a fortune waiting to be made by someone here with the right idea. I’ll repeat – marketing will be the key that unlocks the fortune. 

Motivational Quote Of The Day

“Victory belongs to the most persevering.”
 
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Naploleon Bonaparte

Alternative Quote Of The Day

“A big girl came up to me after a show and said ‘I think you’re fatist.’ I said ‘No,no. You’re fattest.” 
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Jimmy Carr

Persistence Pays

It’s easy to assume that the huge enterprises that make it big were lucky, or had it easy from the start. This is rarely the case. 

In a recent TV interview, Amazon founder Jeff Bezos told how the company almost failed to get off the ground. Bezos says it took over 60 meetings to raise the million dollars the company needs to launch. In the end, the money came from 22 people who contributed $50,000 each. 

How many people would have given up after 5, 10, 20, or 30 meetings? The truth is that the vast majority would. Bezos persisted and the result is there for all to see. 

No matter how good your idea, it will only come to fruition with persistence. The world is rarely hanging around waiting for what you’re about to offer it, no matter how good that thing might be.

Today’s National Day  

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NATIONAL HYDRATION DAY!

PUBLISHERS NOTICE  

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Dear Streetwise Customer,

Imagine sitting down this afternoon and tapping out a simple letter. It takes you perhaps a couple of hours to get it right… 

And Then Over The Next Few Years It Brings In Over £5 Million.  

Pure fantasy?  

Not at all. I’ve done it. I’ll even show you the letter. And I’ve written lots of others just like it, although they weren’t all quite as successful as that one.  

But Even So, Many Of Them Landed Thousands Of Pounds In My Bank Account Within Days, and Hundreds of Thousands Within Weeks. 

Like to learn how to do the same? 

Well there has really Never Been A Better Time for three reasons… 

1. These letters bring in serious money when times are tough – and they don’t come much tougher than they are right now.

2. These letters are even more powerful when the world is relying on the internet for its requirements, just like it is right now.

 3. You probably have some free time available to learn how to do this at the moment.

Allow me to show you, for more details CLICK HERE

This is an exciting and realistic alternative to the gloom which is all around us today – an escape route. It’s an alternative that can quickly see you banking more than enough money to see yourself and your family right through this current crisis and then into uncharted financial success when all this is over.

This comes with a 100% cast iron 90 day money back guarantee. There is absolutely no risk to you to take a look.

Kind Regards 

jhsig bw.png

John Harrison

john harrison.jpg

www.streetwisenews.com/OLR/

Checking Your Rivets

On the night of April 14th, 1912, during her maiden voyage, the Titanic struck an iceberg, and sank two hours and forty minutes later in the early hours of April 15th. At the time of the launch in 1912, she was the largest passenger steamship in the world, and regarded as the safest.

The sinking resulted in the deaths of 1,517 people, making it one of the worst peacetime disasters in maritime history, and by far the most famous.

But what caused the unsinkable to sink?

It’s been the subject of much controversy for decades. Some have blamed a faulty rudder, while others have cited navigation errors. But according to new research, the key factor in the ship’s sinking may have been the use of sub-standard rivets.

The ‘rivet theory’ was first raised over 10 years ago, but was denied by Harland and Wolff, the company that built the ship. Now, historians have uncovered evidence that the company was forced to compromise on quality as it struggled to build three huge ships at the same time.

Faced with a regular supplier unable to cope, they turned to smaller forges producing less reliable products, to make up the shortfall.

The Titanic was deemed unsinkable because it was designed to stay afloat, even if four of its compartments were flooded. But when it hit the iceberg, so many rivets popped along the starboard side that five compartments took on water, and the ship went down.

And so it seems that this most famous of ships succumbed to the truth of a well worn saying ~ a chain is as strong as its weakest link. No amount of engineering or technology could overcome a deficiency in a small, but critically important part of the ship.

I’m not going to labour this, but now could be
a good time to ask yourself a couple of questions…

Are you confident that the ‘rivets’ in your life and business are strong enough to withstand some unexpected impact? Or have you perhaps cut corners along the way, gambling that you can avoid any nasty icebergs?

They’re not comfortable questions, but answer them honestly and they could help you keep both your head and body above the water line.

 Kind Regards 

john sig.png

John Harrison  

PUBLISHERS NOTICE  

retirement letter.png

 Dear Streetwise Customer, 

Imagine sitting down this afternoon and tapping out a simple letter. It takes you perhaps a couple of hours to get it right… 

And Then Over The Next Few Years It Brings In Over £5 Million. 

Pure fantasy? 

Not at all. I’ve done it.  I’ll even show you the letter. And I’ve written lots of others just like it, although they weren’t all quite as successful as that one.

But Even So, Many Of Them Landed Thousands Of Pounds In My Bank Account Within Days, and Hundreds of Thousands Within Weeks. 

Like to learn how to do the same? 

Well there has really Never Been A Better Time for three reasons… 

1. These letters bring in serious money when times are tough – and they  don’t come much tougher than thet are right now. 

2. These letters are even more powerful when the world is relying on the internet for its requirements, just like it is right now. 

3. You probably have some free time available to learn how to do this at the moment.

Allow me to show you, for more details CLICK HERE

This is an exciting and realistic alternative to the gloom which is all around us today – an escape route. It’s an alternative that can quickly see you banking more than enough money to see yourself and your family right through this current crisis and then into uncharted financial success when all this is over. 

This comes with a 100% cast iron 90 day money back guarantee. There is absolutely no risk to you to take a look.

Kind Regards 

jhsig bw.png

John Harrison

john harrison.jpg

www.streetwisenews.com/OLR

Undercover Parking

I’m not really sure what to make of this one. I read the story online and a big piece seems to be missing. Perhaps you can fill in the gaps. 

Brian Hartley used to be an army intelligence officer, but now he makes his money spying on car parks. Hartley visits parking facilities in the Boston area and reports on everything from cleanliness to size of bays through to friendliness of the attendants. Effectively he’s a secret shopper for parking facilities.

The puzzling bit comes when he says that he receives his assignments from a woman in Michegan, sends her his reports and receives a monthly cheque. Why this woman wants to know about Boston car parks isn’t clear! Maybe she’s providing feedback to car park owners for a fee, or is feeding information to some sort of consumer site for divers. 

The principle is an interesting one though. There must be a lot of facility owners (not just car parks) who are located remotely and would welcome feedback on how the facility, and their locally based staff, is being perceived on the ground.

Secret shopping has many facets. Is there a premises or service facility you could specialise in? 

Motivational Quote Of The Day

“There are no gains without pains.” 
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Abraham Maslow

Alternative Quote Of The Day

“These are my principles. If you don’t like them, I have others.”
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Groucho Marx

Harnessing Power 

One trend that is unlikely to disappear any time soon, is the move towards anything eco-friendly and which saves a power.

A company called the Tango Group has just developed a water powered radio which uses a patented micro turbine technology to harness the power of water running up a shower pipe. If it wasn’t used to power the radio, it’s energy that would literally go down the drain. 

It seems to me that this technology could be used to harness other water flows and for other purposes. I don’t know what the full potential is, but there could be an opportunity for someone with technical expertise and entrepreneurial flair to partner the company and take it to the next level. 

When you start to think about it, there are a host of energy sources which go to waste because they’re not harnessed in anyway.

Just imagine how much power you’d generate if you harnessed all the energy expended on running machines, rowing machines and exercise bikes in gyms, for example. My rough calculation suggests that one hour on a rowing machine will generate enough energy to power a one kilowatt fire for an hour. 

I don’t pretend to understand the technicalities here, but am convinced that there are major breakthroughs in harnessing untapped power, yet to be made.

This is a huge opportunity for the right person or company. 

Today’s National Day  

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NATIONAL GOLF DAY!

PUBLISHERS NOTICE  

retirement letter.png

Dear Streetwise Customer,

Imagine sitting down this afternoon and tapping out a simple letter. It takes you perhaps a couple of hours to get it right… 

And Then Over The Next Few Years It Brings In Over £5 Million.  

Pure fantasy?  

Not at all. I’ve done it. I’ll even show you the letter. And I’ve written lots of others just like it, although they weren’t all quite as successful as that one.  

But Even So, Many Of Them Landed Thousands Of Pounds In My Bank Account Within Days, and Hundreds of Thousands Within Weeks. 

Like to learn how to do the same? 

Well there has really Never Been A Better Time for three reasons… 

1. These letters bring in serious money when times are tough – and they don’t come much tougher than they are right now.

2. These letters are even more powerful when the world is relying on the internet for its requirements, just like it is right now.

 3. You probably have some free time available to learn how to do this at the moment.

Allow me to show you, for more details CLICK HERE

This is an exciting and realistic alternative to the gloom which is all around us today – an escape route. It’s an alternative that can quickly see you banking more than enough money to see yourself and your family right through this current crisis and then into uncharted financial success when all this is over.

This comes with a 100% cast iron 90 day money back guarantee. There is absolutely no risk to you to take a look.

Kind Regards 

jhsig bw.png

John Harrison

john harrison.jpg

www.streetwisenews.com/OLR/

Everybody Needs A Debt Holiday Right Now

The government’s pledge of support for household incomes is welcome. But that can’t be the end of it. Outgoings are also of concern, not the least of which are debt repayments.

Debt weighs most heavily on the poor, both in terms of borrowing costs, type of debt and as a proportion of income. The government should learn from the mistakes of the 2008 financial crisis and make sure it is not just the wealthy who benefit from the bailouts.  

The poorest quarter of the population are far more exposed to consumer debt than anyone else, the median level of consumer debt constituted 17% of their pre-tax income, compared with only 4% for those in the richest fifth of the population. 

Households are also struggling with other debts. If you miss a single payment of council tax, for example, then the whole yearly sum can become due. In 2018, the charity Citizens Advice found that 2.2 million households in England and Wales were behind on their council tax.

The number of callers to the National Debt Line with council tax arrears hit 30% last year, up from 15% in 2008. Mortgage and rent payments and debt to energy and car companies add to the burden. It would not take much for the poorest among us to “go to the wall” and this current emergency is “anything but small”. Claims for universal credit are already soaring.  

The financial regulator has just taken steps to help by ordering banks to offer interest-free overdrafts of up to £500 and payment holidays on credit and store cards and loans. Such measures are welcome, but could go further.

Payment holidays on car loans, utility bills and on rent, for example, would make sense, and credit ratings need to be protected. The state should forgive late payments of council and other taxes and loosen terms on the debts owed to it.

It is the moral and financial responsibility of the government to prevent this turning into a widespread personal debt crisis and one that especially impacts the poor. A widespread bankruptcy crisis would hurt creditors as much as debtors and suppress the value of assets for years and years to come.

In 2008, the finance industry was saved by bailouts. It is now time for the institutions concerned to play their part in saving the people. 

Motivational Quote Of The Day

“Do not let your circumstances control you. You change your circumstances.”
 
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Jackie Chan

Alternative Quote Of The Day

“My girlfriend had a phantom pregnancy. Now we have a little baby ghost.”
       jimmy
carr.jpg

Jimmy Carr

Do The Opposite  

Clark Wolfsberger has spent the bulk of his career developing and marketing energy drinks, but his latest venture couldn’t be more different. Because in his latest venture, he’s launched a drink called Beauty Sleep, which as the name suggests, is a sleep enhancer.

The drink is sold at over 500 spa’s and is on target to sell 265,000 bottles this year. 

There are often valuable insights (and lucrative opportunities) to be had in turning a business on its head. If your business is all about keeping people warm, how about keeping them cold instead?

That might lead you to think about the reasons and circumstances that people need to be kept cold, and a whole new product line – air conditioning perhaps. If your business is about helping people lose weight, how about helping them gain weight instead?

That may lead you to start thinking about the type of people who want to gain weight…bodybuilders, people convalescing from illness etc…and how you might be able to tailor a weight-gain product for them. 

Whatever business you’re in, there’s the possibility to turn it on it’s head and see what otherwise hidden or unconsidered opportunities the process throws up.

Today’s National Day  

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NATIONAL WORKAHOLICS DAY!

PUBLISHERS NOTICE  

retirement letter.png

Dear Streetwise Customer,

Imagine sitting down this afternoon and tapping out a simple letter. It takes you perhaps a couple of hours to get it right… 

And Then Over The Next Few Years It Brings In Over £5 Million.  

Pure fantasy?  

Not at all. I’ve done it. I’ll even show you the letter. And I’ve written lots of others just like it, although they weren’t all quite as successful as that one.  

But Even So, Many Of Them Landed Thousands Of Pounds In My Bank Account Within Days, and Hundreds of Thousands Within Weeks. 

Like to learn how to do the same? 

Well there has really Never Been A Better Time for three reasons… 

1. These letters bring in serious money when times are tough – and they don’t come much tougher than they are right now.

2. These letters are even more powerful when the world is relying on the internet for its requirements, just like it is right now.

 3. You probably have some free time available to learn how to do this at the moment.

Allow me to show you, for more details CLICK HERE

This is an exciting and realistic alternative to the gloom which is all around us today – an escape route. It’s an alternative that can quickly see you banking more than enough money to see yourself and your family right through this current crisis and then into uncharted financial success when all this is over.

This comes with a 100% cast iron 90 day money back guarantee. There is absolutely no risk to you to take a look.

Kind Regards 

jhsig bw.png

John Harrison

john harrison.jpg

www.streetwisenews.com/OLR/

How Are We Going To Pay For All Of This?

With UK government borrowing running into the hundreds of billions, how can we stop any future recovery from being crushed by the sheer weight of debt?

One answer is monetisation.

Rather than central banks printing money and buying government bonds only in a crisis, they would do it all the time to fund ordinary spending. Rather than turning to international money markets to finance deficits, the state could effectively fund them itself.

We are already well on the way: the Bank of England now owns about one third of the UK’s national debt. After so many political failures, the left smells an opportunity. 

Long mocked as believers in “magic money trees”, the response to Covid-19 suggests that such arboreal wonders do exist after all. If money can be summoned out of thin air to fight a virus then why, the argument goes, can it not be used to fight other deadly plagues: poverty, unemployment and climate change?

The first objection is economic. You can print infinite money, but there are limits on the goods such money can buy.

We still live in a world of scarcity. Unlimited demand for limited resources eventually generates hyperinflation. The currency would crash and the price of imports would soar.

Yet with so many countries monetising their debt at the same time, perhaps the pound would not fall relative to other currencies. Perhaps serious inflation could be avoided.

Motivational Quote Of The Day

“Your beliefs become your thoughts, your thoughts become your words, your words become your actions, your actions become your habits, your habits become your values, your values become your destiny.”
 
 mahatma.png

Mahatma Gandhi

Alternative Quote Of The Day

“A man walked into the doctor’s. The doctor said, ‘ haven’t seen you for a long time.’ The man replied, ‘I know. I’ve been ill.”      tommy
cooper.png

Tommy Cooper

Preparing For The Worst  

A few years ago, I found myself at a hotel in Florida hosting a huge conference on Hurricane Preparedness, so I know that preparing for the worst can be big business. And that’s the premise behind a California based company. Earthquake Solutions makes it’s money from both consultancy work and the sale of emergency kits to the public. 

Now I know that hurricane or earthquake preparedness isn’t a big issue here in the UK, but I do think that most of us (and I include myself here) are woefully unprepared for a natural or manmade disaster.

How would people cope following an unprecedented weather event, huge terrorist attack, total disruption of the transport system, the National Grid going down or fuel supplies drying up? Would they have the food, water, shelter and alternative power supplies they’d need? 

Most would not. 

I can’t pretend this is the easiest sell… people don’t like buying stuff when there’s no immediate need… but there’s no doubt that they would benefit from having a kit containing all the essentials to hand. If you can figure out a way to market this effectively there’s big money to be made.

Every home in the UK is a potential customer. 

If this interests you, do some research on what’s available in the United States where preparing for the worst seems to be a National obsession?

Today’s National Day  

running day.jpg

NATIONAL RUNNING DAY!

PUBLISHERS NOTICE  

retirement letter.png

Dear Streetwise Customer,

Imagine sitting down this afternoon and tapping out a simple letter. It takes you perhaps a couple of hours to get it right… 

And Then Over The Next Few Years It Brings In Over £5 Million.  

Pure fantasy?  

Not at all. I’ve done it. I’ll even show you the letter. And I’ve written lots of others just like it, although they weren’t all quite as successful as that one.  

But Even So, Many Of Them Landed Thousands Of Pounds In My Bank Account Within Days, and Hundreds of Thousands Within Weeks. 

Like to learn how to do the same? 

Well there has really Never Been A Better Time for three reasons… 

1. These letters bring in serious money when times are tough – and they don’t come much tougher than they are right now.

2. These letters are even more powerful when the world is relying on the internet for its requirements, just like it is right now.

 3. You probably have some free time available to learn how to do this at the moment.

Allow me to show you, for more details CLICK HERE

This is an exciting and realistic alternative to the gloom which is all around us today – an escape route. It’s an alternative that can quickly see you banking more than enough money to see yourself and your family right through this current crisis and then into uncharted financial success when all this is over.

This comes with a 100% cast iron 90 day money back guarantee. There is absolutely no risk to you to take a look.

Kind Regards 

jhsig bw.png

John Harrison

john harrison.jpg

www.streetwisenews.com/OLR/

What’s Really Holding You Back?

In my house, we have very clear division of labour – I earn the money and my wife spends it. And that suits me just fine.

You see, I don’t enjoy shopping, and there isn’t really anything I’m interested in buying. last year, I found myself in Selfridges surrounded by just about everything you could wish to buy. I’m in the fortunate position of being able to comfortably afford anything in the shop (yes, even the £20,000 bottle of brandy…who the heck buys those?) but I had no interest in buying any of it. Nothing.

In fact if you’d told me I could take most of it away for free, I really couldn’t have been bothered to carry it to the car.

And yet, before I had money, I had all sorts of plans for what I’d buy “when I got rich.” Now that I am ‘rich’, or at least relatively so, I realise that I don’t really want all that stuff after all. Whilst the barrier of not being able to afford it was in place, I fooled myself into thinking that I wanted to own all sorts of junk. But now that barrier has been removed, and my bluff has been called, I recognise the truth – I just don’t want it.

Before I had money, I had other plans too. Just as soon as I could afford it, I was going to learn to fly a helicopter. Only the money was stopping me. But I still haven’t done it, so it couldn’t have been the lack of funds that was holding me back. My stated reasons for not doing it today are safety (every time I think about doing it, some high profile person crashes and dies) and the amount of work involved (there are lots of exams to sit.)

So which is it? I’m not really sure, and I’d only know for certain if one of those problems was magically removed. I’ve learned that it’s very easy to fool yourself as to the real reason why you’re not taking a particular course of action.

And I see exactly the same process at work with people who want to break free and start a business of their own – but never get around to it. They blame a lack of capital for example, or the restricting influence of an over-cautious spouse, and genuinely believe this to be true.

It’s only when they have some good fortune and come into money, or separate from their spouse, that the real truth becomes apparent. Whatever the real reason for their failure to get something going, that wasn’t it. Because they still do nothing.

Maybe it was fear of failure, maybe it was fear of success ~ maybe even fear of hard work ~ but the stated reasons were merely an unconscious smokescreen to hide behind.

If there are things you’d like to do, but haven’t done yet, I’d urge you to try to get right behind your own internal smokescreen, and root out the real reasons. You may discover that you don’t really want to do these things at all. You might discover that what’s holding you back is not what you thought…

But at the very least it will stop you from wasting time removing imaginary barriers, or wasting emotional energy, resenting people and situations you mistakenly feel are standing in your way.

 Kind Regards 

john sig.png

John Harrison  

PUBLISHERS NOTICE  

retirement letter.png

 Dear Streetwise Customer, 

Imagine sitting down this afternoon and tapping out a simple letter. It takes you perhaps a couple of hours to get it right… 

And Then Over The Next Few Years It Brings In Over £5 Million. 

Pure fantasy? 

Not at all. I’ve done it.  I’ll even show you the letter. And I’ve written lots of others just like it, although they weren’t all quite as successful as that one.

But Even So, Many Of Them Landed Thousands Of Pounds In My Bank Account Within Days, and Hundreds of Thousands Within Weeks. 

Like to learn how to do the same? 

Well there has really Never Been A Better Time for three reasons… 

1. These letters bring in serious money when times are tough – and they  don’t come much tougher than thet are right now. 

2. These letters are even more powerful when the world is relying on the internet for its requirements, just like it is right now. 

3. You probably have some free time available to learn how to do this at the moment.

Allow me to show you, for more details CLICK HERE

This is an exciting and realistic alternative to the gloom which is all around us today – an escape route. It’s an alternative that can quickly see you banking more than enough money to see yourself and your family right through this current crisis and then into uncharted financial success when all this is over. 

This comes with a 100% cast iron 90 day money back guarantee. There is absolutely no risk to you to take a look.

Kind Regards 

jhsig bw.png

John Harrison

john harrison.jpg

www.streetwisenews.com/OLR

Protecting Your Stocks And Bonds From Tax

You might not be able to shield your shares from a falling stockmarket, but you can at least protect your investments from the taxman with a stocks and shares individual savings account (Isa).

The Isa “wrapper” is a tax-efficient way to invest in shares, unit trusts, investment trusts, exchange-traded funds (ETFs), open-ended investment companies (Oeics), real estate investment trusts (Reits), and both corporate and government bonds.

You can even park your cash here while you’re scouting around for what to buy next. Just make sure to be aware that, depending on your provider, you may not earn interest on your cash while you decide what to subsequently invest in. That’s what cash Isas are for.

Still, with a stocks and shares Isa, you won’t pay any capital gains tax (CGT) on your investments. Better yet, any income, whether dividends from shares or interest on bonds, is also sheltered from tax in your Isa.  

Remember that the value of your stocks and shares Isa can go down as well as up. If it does fall then you can’t top it back up if you’ve used up your £20,000 allowance already. And remember, that £20,000 allowance is spread between all of your Isa accounts, not just the one.

So, for example, you might put £10,000 in a cash Isa and £10,000 in a stocks and shares Isa. But in this scenario, if the value of your stocks and shares Isa falls, you will have to wait until the start of the next tax year to pay in more money. You can, of course, transfer money into your stocks and shares Isa from, say, your cash Isa. 

What if you already have investments outside of a tax wrapper that you would like to save into your stocks and shares Isa? Not a problem. There is quite a useful trick known as the “bed and Isa”.

First you sell your investments on your trading platform. Then you can buy them back inside your stocks and shares Isa. It’s as simple as that. Because the investments were outside of the tax wrapper when you sold them, they will be subject to your £12,000 CGT allowance for the year.

If you are in danger of breaching that limit, consider selling your investments in different tax years. Otherwise, you can transfer an investment to a spouse who hasn’t yet used up their allowance. They can then sell it and buy it back in their Isa.

Because investment platforms do the selling and then the buying in rapid succession when they carry out Bed and Isa services, the good news is your exposure to price movements in the market is kept to a minimum. 

There are several things to consider when choosing an investment platform for your stocks and shares Isa. Some charge a flat fee, good news if you have a lot of money invested (over £25,000). Other platforms will charge a percentage of the value of your funds, which suits better if you are investing smaller sums.

Then there’s the fee you will be charged for buying and selling investments. And finally, there’s the range of investments that they offer, as well as the small, but important things, such as reliability and customer service. 

Motivational Quote Of The Day

“Even if you fall on your face, you’re still moving forward.”
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Victor Kiam

Alternative Quote Of The Day

“It’s easy to distract fat people. It’s a piece of cake.”
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Chris Addison

Lockdown Shaming 

“Lockdown shaming” has become the latest ammunition in neighbourhood feuds. Police are urging the public to stop exploiting the coronavirus lockdown to settle neighbourhood vendettas after forces reported being “inundated” with thousands of daily allegations of people breaching coronavirus restrictions.

The West Midlands police, the second largest force in England and Wales, revealed it had been receiving 1,000 Covid-19 related calls a day. The majority of reports were for low-level incidents, such as neighbours reporting someone they had seen walking the dog twice in a day.

However, some are ongoing neighbour disputes and nothing to do with coronavirus. The police have asked the public to curb “deliberate false reporting” to punish nuisance neighbours or settle long-running feuds. However, the other side of the coin is overzealous policing.

We’ve had a glimpse of what a very British police state might look like. Police across the country have confused government guidance with actual law, busting people for illicit Easter egg purchases and scrambling drones over the Peaks to reprimand walkers.

Today’s National Day  

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NATIONAL GO BAREFOOT DAY!

PUBLISHERS NOTICE  

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Dear Streetwise Customer,

Imagine sitting down this afternoon and tapping out a simple letter. It takes you perhaps a couple of hours to get it right… 

And Then Over The Next Few Years It Brings In Over £5 Million.  

Pure fantasy?  

Not at all. I’ve done it. I’ll even show you the letter. And I’ve written lots of others just like it, although they weren’t all quite as successful as that one.  

But Even So, Many Of Them Landed Thousands Of Pounds In My Bank Account Within Days, and Hundreds of Thousands Within Weeks. 

Like to learn how to do the same? 

Well there has really Never Been A Better Time for three reasons… 

1. These letters bring in serious money when times are tough – and they don’t come much tougher than they are right now.

2. These letters are even more powerful when the world is relying on the internet for its requirements, just like it is right now.

 3. You probably have some free time available to learn how to do this at the moment.

Allow me to show you, for more details CLICK HERE

This is an exciting and realistic alternative to the gloom which is all around us today – an escape route. It’s an alternative that can quickly see you banking more than enough money to see yourself and your family right through this current crisis and then into uncharted financial success when all this is over.

This comes with a 100% cast iron 90 day money back guarantee. There is absolutely no risk to you to take a look.

Kind Regards 

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John Harrison

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www.streetwisenews.com/OLR/

Cow Heel And Tripe Road To Ruin

A couple of year’s ago I spent the weekend in Birmingham. Now I haven’t been into Birmingham city centre for quite some time, and if I’m honest, I wasn’t expecting a great deal. Last time I was there, it was pretty awful – a mass of the worst architecture the 1960s had to offer, garnished with litter. But times have changed.

New developments at the Bullring and The Mailbox are as swish and sophisticated as you’ll find anywhere, and they’ve done a great job cleaning up and gentrifying the waterside areas with as many trendy bars, restaurants and clubs as you could wish for. It’s worth a visit just to see the massive hole in the ground that’s about to become The Cube – yet another landmark building on the canal side.

But I’m not writing this to sell you on a visit to Birmingham.

On Sunday, we had lunch at a place called The Handmade Burger Company, and the restaurant seemed to be doing a roaring trade. It deserves to do well. The burgers are excellent, as is the environment. It’s a business model that I think many entrepreneurs would do well to emulate. Stick to just one thing…specialize…and do it better than anyone else does.

I remember several years ago, wandering around an area just off Central Park in New York, looking for somewhere to eat. I came across a Pizza restaurant, the name of which I still remember – not because I have a good memory, but because it was called John’s.

Like The Handmade Burger Company, they stuck to just one thing, and made all their products from scratch on site. Their pizzas were outstanding, but if you wanted dessert you had to go somewhere else. Because they didn’t do deserts or starters. Just pizza. When I got home, I looked the place up and found it had been voted one of the top restaurants in New York.

One of the biggest mistakes restaurants make is trying to be all things to all men. The menus are too big and complicated, and they become jacks-of-all-trades, but masters of none. In an effort to please everyone, they end up pleasing no one. Everything is okay, but nothing is the best. And I think a lot of other businesses are like this too.

It’s an easy trap to fall in to. Sticking with the restaurant analogy for a moment, if you own The Handmade Burger Company, you know that anyone who doesn’t want to eat a burger today is not going to come to your restaurant. So why not do some pizza, and pasta, and Chinese, and fish & chips, and Indian and…?

The reason is that the quality will suffer, because you dilute what you do. Unless you’re a major chain or have bottomless pockets, you don’t have the skills and resources to do everything well. But almost anyone can pare it right down, and specialise in being the very best at doing just one thing. When you do that, you have a unique selling proposition that positions you right in the customer’s sights when he’s in the market for what you’re selling.

Whatever business you’re in, I think there’s a lesson here. We live in a world where specialisation pays dividends. Through the Internet and other communication systems, consumers are able to source and assess products and services better than ever before. In simple terms, they can shop around, and what they’ll shop around for is the very best in each field ~ not one of the ‘also rans’ who do several things in a so-so fashion.

You can’t be the best at everything, so pour all your effort and resources into being the best at one thing, and then do what you can to tell people about it. Just make sure it’s something that’s worth being the best at though…

Because if you open The Homemade Cow Heel And Tripe Company, you’ll end up eating your own product just to stave off hunger.

 Kind Regards 

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John Harrison  

PUBLISHERS NOTICE  

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Dear Streetwise Customer 

I hope that you and your family are well. 

I don’t have to tell you that the Coronavirus outbreak has changed everything, and nowhere more so than in the world of sports betting. With almost all our regular ‘go to’ profit makers like European football, horse racing and golf on hold, you might be excused for thinking that the opportunity to make a lucrative extra income from sports betting was gone – at least for now. 

That’s what we thought until we heard from a guy called Craig Russell and how
he was… 

Making an extra £150-£250 a week exploiting the ‘invisible’ betting opportunities exposed by the Coronavirus mayhem.

 You see Craig isn’t your typical sports bettor. Long before anyone had heard of coronavirus, he was shunning the sort of events most of us bet on in favour of little-known sports, events and fixtures taking place in obscure locations. 

Why did he concentrate on those? 

Because he figured that the less ‘pro’s’  there  were  looking  at  these  obscure markets, and the more time he spent studying them, the greater edge he’d have over the competition. 

Obvious when you think about it. 

So why this message? 

Because it seems like now is the perfect time to bring this to a wider audience…but not much wider! 

You see, in conjunction with Craig we’ve put together a totally unique service which is tailor-made for the times we find ourselves in. But there will only be 100 places available. Ever.

For full details on what’s involved and why the limit, take a LOOK NOW.

If an extra couple of hundred pounds tax-free income would be worthwhile to you right now, I’d urge you to get in touch without delay. These places are really going to go fast.  

  For full details CLICK HERE

  Very Best Wishes, 

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  John Harrison
  Streetwise Publications 

  P.S   Almost forgot…you can get started with this for just £9.95.  I’m pretty sure that makes it our cheapest service ever. Why? Well take a look now  and all will be revealed. 

www.streetwisenews.com/LP

House Prices During Covid-19

Most of the non-essential parts of the British economy have been put on hold by the coronavirus lockdown and the housing market, core as it may seem to many of our lives, is no exception.

With moving during the lockdown period being heavily discouraged by the government and many lenders now refusing to lend to those with anything less than a 40% deposit, property website Zoopla reckons that the number of houses sold in UK will fall by at least 60% in the next few months.

There are several factors behind the move – the shutdown has reduced banks’ capacity to process loans, surveyors are unable to value properties as easily and estate agents can’t show people around homes.

On top of that, it’s hard to value a house when transactions have dried up and there are no comparable deals going through, and it’s hard to write loans when job security across almost all industries and seniority levels is suddenly in question.

So for now, the property market is effectively frozen. Price data will be virtually meaningless in the coming months, as pretty much the only deals being done right now will be between those who are forced to sell and those who are cash buyers. 

So what happens when the lockdown is over? A lot depends on the state of the economy, and also the level of restrictions on movement that remain. On that front, estate agents argue that there will be plenty of pent-up demand from both buyers and sellers, given that mortgage approvals in February hit their highest level since 2014.

Cheap funding available to banks from the Bank of England should mean the mortgage market remains open and rates stay low once the worst of the crisis is past, even if the riskiest loans are no longer on offer. But this might be wishful thinking. House prices are indeed largely dictated by the price and availability of credit.

Motivational Quote Of The Day

“I’ve failed over and over and over again in my life and that is why I succeed.”
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Michael Jordan

Alternative Quote Of The Day

“A team effort is a lot of people doing what I say.”
       michael
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Michael Winner

Meanwhile, a key source of demand in some areas, mini-Airbnb empires in tourist hotspots, will also suffer as holiday landlords who were burned during the lockdown sell out.

In the longer run, interest rates are unlikely to rise because the Bank of England will be forced to hold them down, given soaring government borrowing. In time that could result in inflation, which would make property appealing as a “real asset”. 

But that may take time, we expect house prices to fall by just 3% this year, but there are many risks that could undermine this forecast, a larger-than-hoped rise in unemployment being the key one.

That said, if you are keen to move, then look to the shires.

In relative terms at least, if there is any wider shift to working from home more regularly, you’d expect country properties to outperform city ones, while towns and villages once deemed to be on the fringes of commuting range of London and other big cities might also see a benefit.

Today’s National Day  

yoga day.png

NATIONAL YOGA DAY!

PUBLISHERS NOTICE  

lockdown paradox.png

Dear Streetwise Customer 

I hope that you and your family are well. 

I don’t have to tell you that the Coronavirus outbreak has changed everything, and nowhere more so than in the world of sports betting. With almost all our regular ‘go to’ profit makers like European football, horse racing and golf on hold, you might be excused for thinking that the opportunity to make a lucrative extra income from sports betting was gone – at least for now. 

That’s what we thought until we heard from a guy called Craig Russell and how
he was… 

Making an extra £150-£250 a week exploiting the ‘invisible’ betting opportunities exposed by the Coronavirus mayhem.

 You see Craig isn’t your typical sports bettor. Long before anyone had heard of coronavirus, he was shunning the sort of events most of us bet on in favour of little-known sports, events and fixtures taking place in obscure locations. 

Why did he concentrate on those? 

Because he figured that the less ‘pro’s’  there  were  looking  at  these  obscure markets, and the more time he spent studying them, the greater edge he’d have over the competition. 

Obvious when you think about it. 

So why this message? 

Because it seems like now is the perfect time to bring this to a wider audience…but not much wider! 

You see, in conjunction with Craig we’ve put together a totally unique service which is tailor-made for the times we find ourselves in. But there will only be 100 places available. Ever.

For full details on what’s involved and why the limit, take a LOOK NOW.If an extra couple of hundred pounds tax-free income would be worthwhile to you right now, I’d urge you to get in touch without delay. These places are really going to go fast.  

  For full details CLICK HERE

  Very Best Wishes, 

john sig.png
  John Harrison
  Streetwise Publications 

  P.S   Almost forgot…you can get started with this for just £9.95.  I’m pretty sure that makes it our cheapest service ever. Why? Well take a look now  and all will be revealed. 

www.streetwisenews.com/LP