Tag Archives: Streetwise Bulletins

Money Statistics

41 – The percentage of people in England aged between 25 and 34 who own their own home, up from the 36% recorded in 2015. However, that figure is still below the 59% which seen in 2004.

315 – The number of new pubs and bars that opened in the UK in 2019, taking the total number to 39,130. It was the first year since the financial crisis that more pubs opened than closed. 

$9m – How much Japanese billionaire Yusaku Maezawa has promised his 6.8 million Twitter followers in the spirit of a Japanese New Year’s tradition. The one million yen prizes, which have been split into 12 monthly instalments, will also form the basis of an experiment into happiness. The winners will be chosen, at random, in a draw.

£1.5bn – How much Disney’s British-based subsidiaries have spent over the last six years on making the past five Star Wars films. Much of the filming, including that of 2019’s The Rise of Skywalker, starring British actress Daisy Ridley as Rey, has taken place at Pinewood Studios in Buckinghamshire.

Motivational Quote Of The Day

“What’s meant to be will
       always find a way.”              

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Trisha Yearwood

Alternative Quote Of The Day

“Me and my wife haven’t got any savings. Well, we do, but they’re all tied up in Boots points.”        

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Gareth Richards 

Virtual Bridge 

People are spending an increasing amount of their time online at sites like Facebook and twitter. Much of their social life now takes place in the virtual world, but that doesn’t mean that they’ve dispensed with the physical world (and physical products altogether).

In fact there’s a growing market for products and services which form a link between the on and off line worlds. 

Facebook users can already use their online content to make tangible products like mugs, photo albums and notebooks. A recent addition to what’s possible is Social book, which is a hardcopy 8.5”x 11.5” book cataloguing the buyers Facebook history and content. 

The need and desire to convert online content into a tangible real-world product is a trend that is likely to grow. So how might you help people to bridge the gap between the real and virtual worlds? 

Today’s National Day   

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NATIONAL AWKWARD MOMENT  DAY!  

PUBLISHERS NOTICE 

“HE JUST WON £1,460 IN
TWO DAYS!” 

  Dear Streetwise Customer, 

 “OMG, Ludlow 3:45…two horses to back. Bott N Brown WON at 25/1 !!! Average odds taken on Betfair exchange 80/1. I backed for £12 winning me £960. Can you please thank Bill for me.”

G.B – 6th February 2020

    “Many thanks. Thursday OMG Newcastle 5:30. Special Lady WON 50/1. Won £500. “

G B – 7th February 2020  

 A couple of weeks ago we wrote to you about The Hermes Strategy, a unique approach to horse racing created by Bill Burrows. I’ve reproduced word for word, two emails I received this week from
one of our customers who tried the strategy for the first time just a few days ago. 

He just won £1,460 in two days! 

Needless to say, he’s pleased!  

 Now we don’t get 80-1 and 50-1 winners every day (although it looks like we do at the moment!) but because this strategy looks at the whole thing from a VERY unusual angle, long odds winners come along pretty regularly alongside more mundane wins.

It all adds up to a great second income for anyone able to spend 7-10 minutes a day putting the strategy to work

For full details, take a look HERE 

You could very easily be up and running and copying Bill within a few hours of reading about this. Everything you need is at your fingertips.         

Best Wishes  

john sig.png

John Harrison 

www.streetwisenews.com/hermes

Avoiding Inheritance Tax

Will the new Conservative government’s first Budget on 11 March abolish inheritance tax (IHT)? The Chancellor said in September that he was mulling significant reforms, but there were no firm proposals in the Conservatives’ election manifesto and he has gone quiet on the matter. The good news, however, is that the pension system now offers a golden opportunity to cut, or even wipe out, a potential liability. Since the pension freedom reforms of 2015, pensions have become a key inheritance-tax planning tool. 

This is primarily because, while pension assets bequeathed to your heirs have always been exempt from IHT in most circumstances, the reforms make it much easier to pass on such assets. You’re now entitled to pass on any unspent money in your pension fund – that is any cash you’ve not spent on an annuity or drawn down as income – to the beneficiaries of your choice. If you die before your 75th birthday, your beneficiaries will receive your pension fund with no tax implications at all.

There’s no IHT due and they can withdraw the money in one go or as regular income, with no income tax or capital-gains tax to pay. If you die after age 75, the rules are slightly different. Your beneficiaries will pay income tax at their marginal rate on money they take out of the fund, but there will still be no IHT to pay. 

The reforms make pensions really useful for families’ financial planning. You can pass pensions wealth down to your children, and they can pass it on to their own children if they choose not to use it. For these reasons, it makes sense for anyone worried about inheritance tax to consider making full use of pension saving. The more you shift into a pension plan – subject to rules on annual contributions and lifetime savings – the more you’ll be able to pass on with no inheritance-tax consequences. 

Do, however, check the terms of your pension. Some older plans include clauses requiring savers to buy an annuity or come with other conditions that reduce their effectiveness from an IHT perspective. Final-salary pension schemes also have less freedom in this regard.

Finally, it could be worth exploiting pensions to work around IHT in another way. You are entitled to set up pension plans for your children, paying in up to £3,600 of contributions a year including tax relief even for non-taxpayers. This can be a useful way to provide them with money and reduce the size of your estate for IHT purposes. 

Motivational Quote Of The Day

“Life isn’t about finding yourself. Life is about
         creating yourself.”                      

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George Bernard Shaw

Alternative Quote Of The Day

“Bisexuality immediately doubles your chances for a date on Saturday night.”          

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Woody Allen 

Today’s National Day   

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NATIONAL GET OVER IT DAY!  

PUBLISHERS NOTICE 

“HE JUST WON £1,460 IN
TWO DAYS!” 

  Dear Streetwise Customer, 

 “OMG, Ludlow 3:45…two horses to back. Bott N Brown WON at 25/1 !!! Average odds taken on Betfair exchange 80/1. I backed for £12 winning me £960. Can you please thank Bill for me.”

G.B – 6th February 2020

    “Many thanks. Thursday OMG Newcastle 5:30. Special Lady WON 50/1. Won £500. “

G B – 7th February 2020  

 A couple of weeks ago we wrote to you about The Hermes Strategy, a unique approach to horse racing created by Bill Burrows. I’ve reproduced word for word, two emails I received this week from
one of our customers who tried the strategy for the first time just a few days ago. 

He just won £1,460 in two days! 

Needless to say, he’s pleased!  

 Now we don’t get 80-1 and 50-1 winners every day (although it looks like we do at the moment!) but because this strategy looks at the whole thing from a VERY unusual angle, long odds winners come along pretty regularly alongside more mundane wins.

It all adds up to a great second income for anyone able to spend 7-10 minutes a day putting the strategy to work

For full details, take a look HERE 

You could very easily be up and running and copying Bill within a few hours of reading about this. Everything you need is at your fingertips.         

Best Wishes  

john sig.png

John Harrison 

www.streetwisenews.com/hermes

Reasons For Us To Be Cheerful In 2020 And Beyond

Reasons For Us To Be Cheerful In 2020 

And Beyond

The mainstream sentiment is that we are heading for disaster. Pundits clamour about the decline of democracy, climate catastrophe and failing capitalism. Yet the data tells a quite different story – one of human flourishing and progress.

Extreme poverty rates, for example, are falling and continue to fall. From 1990 to 2015, the global extreme poverty rate fell from 36% to 10%. In 2018, it fell to 8.6%. More than 137,000 people escape extreme poverty every single day.

At the same time, the ranks of the global middle class have expanded. September 2018 marked the first time in human history when more than 50% of the global population was considered middle class. Its numbers grew a huge 92% from 2009 to 2018. 

Global life expectancy is also on the rise, increasing by more than three years in the past ten years. Hasn’t that come at a cost to the environment?

No. At a certain point in their development, poor countries start polluting less. Death rates from air pollution fell by almost a fifth worldwide and by a quarter in China between 2007 and 2017.

Annual deaths from climate-related disasters fell by a third between 2000 and 2009 and 2010-2015, a 95% reduction since the 1960s. In many ways, the world is getting better every day. There are many good reasons to be optimistic heading into 2020 

Motivational Quote Of The Day

“Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, “What’s in it for me?”          

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Brian Tracy

Alternative Quote Of The Day

“Age is strictly a case of mind over matter. If you don’t mind, it doesn’t matter.”      

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Jack Benny 

Party Equipment Rental 

I really like rental businesses. You get to make money from what you own – and keep it! But what can you base a rental business on? There are many possibilities, but the key criteria is usually something which people need and use rarely. Party equipment falls into that category. 

Things like canopies, tables, chairs, and large quantities of crockery and cutlery can be expensive to buy and troublesome to store when you’re only going to use them for special occasions. Renting makes a great deal of sense for the customer. From the business side it makes sense too. These things needn’t cost a fortune if you buy carefully and in bulk, and can often be rented out for a sizable percentage of the cost – again and again. 

So what will you need to start a party equipment rental business? Just two things really – somewhere to store your stock and a means to deliver and pick up from your customers. If you have those two things – and a little capital to get started – you can be up and running very quickly. 

Today’s National Day   

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wrong.jpg

NATIONAL EVERYTHING YOU THINK IS WRONG DAY! 

PUBLISHERS NOTICE 

“HE JUST WON £1,460 IN
TWO DAYS!” 

  Dear Streetwise Customer, 

 “OMG, Ludlow 3:45…two horses to back. Bott N Brown WON at 25/1 !!! Average odds taken on Betfair exchange 80/1. I backed for £12 winning me £960. Can you please thank Bill for me.”

G.B – 6th February 2020

    “Many thanks. Thursday OMG Newcastle 5:30. Special Lady WON 50/1. Won £500. “

G B – 7th February 2020  

 A couple of weeks ago we wrote to you about The Hermes Strategy, a unique approach to horse racing created by Bill Burrows. I’ve reproduced word for word, two emails I received this week from
one of our customers who tried the strategy for the first time just a few days ago. 

He just won £1,460 in two days! 

Needless to say, he’s pleased!  

 Now we don’t get 80-1 and 50-1 winners every day (although it looks like we do at the moment!) but because this strategy looks at the whole thing from a VERY unusual angle, long odds winners come along pretty regularly alongside more mundane wins.

It all adds up to a great second income for anyone able to spend 7-10 minutes a day putting the strategy to work

For full details, take a look HERE 

You could very easily be up and running and copying Bill within a few hours of reading about this. Everything you need is at your fingertips.         

Best Wishes  

john sig.png

John Harrison 

www.streetwisenews.com/hermes

Saving On Tax Through Pensions

Families thinking about how to save and invest most efficiently during 2020 shouldn’t overlook pensions for children. Many people don’t realise that in addition to their own pension contribution allowances they can put money into someone else’s savings.

And even if the recipient is a non-taxpayer, as most children are, they’re still entitled to tax relief on the contribution. Investing £3,600 a year, the maximum allowed, on behalf of a child will cost you only £2,880. The provider you choose then claims an additional £720 from the taxman to top up your contribution.

Setting up a pension for your children might seem odd, not least because there’s a good chance you won’t be around to see them cash it in. But HM Revenue & Customs said last year that 60,000 families have opened pension plans for kids. The key argument in favour of such arrangements is the power of compound investment returns over the long term. If you pay the maximum into your child’s pension each year until they turn 18 and the plan achieves a return of 5% a year, they’ll have a pension fund worth £1m by the time they reach age 64.

The downside to pensions is that they’re inflexible. Under current rules, you can’t cash in a pension until the age of 55 and this limit is due to increase over time as the state retirement age creeps up. So all the savings you’re putting by won’t be available to help children with financial priorities early in their adult lives: the cost of further education, buying a first house or starting a family, say. Nevertheless, those priorities are exactly why many people don’t get round to starting a pension plan until later in life. 

Even among occupational pension schemes, opt-out rates are much higher among younger people. And since pension saving works best the earlier you start, taking this worry off your children’s hands could prove very useful indeed. One caveat is that future governments could change the rules so that pension saving becomes less tax-efficient. It’s now also much easier to pass on pension savings to your heirs.

So one alternative to setting up designated plans for children is to maximise your own contributions in order to increase the chances of there being money left over. If you die before 75, your heirs will usually inherit what is left of your savings free of tax; even after age 75, you can still bequeath pensions cash, though it’s likely that tax charges will be payable.

Motivational Quote Of The Day

 “The truth is rarely pure
         and never simple.”       

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Oscar Wilde

Alternative Quote Of The Day

“My wife has to be the worst cook. Her specialty is indigestion.”      

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Rodney Dangerfield 

Hot Bodies

 I’ve noticed that after the weekend, our office is always several degrees colder than it is later in the week, even though the heating has been left on. Increased computer activity plays a part, but so does human activity. The staff come into the office, they give off body heat and it warms the building.

Now this is happening everywhere. The amount of heat energy given off by the population must be huge. So is there a way to harness it? It turns out that there is.

 Over 200,000 people pass through Stockholm’s Central station each day. Jernhusen, a property company given the job of remodelling the station, have come up with a way of transferring the heat generated by all these people to an office building across the road. The stations ventilation system includes heat exchangers which convert all this heat energy into hot water. It’s reported that the result is a 25% reduction in the buildings energy costs.

 Needless to say, green energy is on everyone’s agenda at the moment, and initiatives like this are likely to be on the increase. Perhaps something to invest in, or even participate in for those with the skills and resources.

Today’s National Day   

giving hearts.jpg

NATIONAL GIVING HEARTS DAY!  

PUBLISHERS NOTICE

“HE JUST WON £1,460 IN TWO DAYS! “

Dear Streetwise Customer, 

   “OMG, Ludlow 3:45…two horses to back. Bott N Brown WON at 25/1 !!! Average odds taken on Betfair exchange 80/1. I backed for £12 winning me £960. Can you please thank Bill for me.”

G.B – 6th February 2020

    “Many thanks. Thursday OMG Newcastle 5:30. Special Lady WON 50/1. Won £500. “

                                              G B – 7th February 2020  

 A couple of weeks ago we wrote to you about The Hermes Strategy, a unique approach to horse racing created by Bill Burrows. I’ve reproduced word for word, two emails I received this week from one of our customers who tried the strategy for the first time just a few days ago. 

He just won £1,460 in two days! 

 Needless to say, he’s pleased! 

 Now we don’t get 80-1 and 50-1 winners every day (although it looks like we do at the moment!) but because this strategy looks at the whole thing from a VERY unusual angle, long odds winners come along pretty regularly alongside more mundane wins.

 It all adds up to a great second income for anyone able to spend 7-10 minutes a day putting the strategy to work.

For full details, take a look HERE

You could very easily be up and running and copying Bill within a few hours of reading about this. Everything you need is at your fingertips.      
         

Best Wishes  

john sig.png

John Harrison 

www.streetwisenews.com/hermes

Have You Written A Will?

Have You Written A Will?

More than half of us haven’t written a will, even though this means we could leave a terrible mess behind when we die. Many assume that if we die without a will our estate will still make its way to the right people, but this is not true. When there is no will your assets are split according to the rules of intestacy. This means that if you are married anything you own jointly will pass to your spouse. But everything else won’t.

In England and Wales your spouse will get the £270,000 and half of the rest. The remainder is then split between your children, or if you have no children your parents and siblings. There is no such thing as a common-law partner under UK law so even if you have lived together for decades, if you aren’t married (or in a civil partnership) and you die without a will they will get nothing.

If you are unmarried your estate will pass to your children, parents, siblings, distant family … or even Prince Charles. Prince Charles ends up getting plenty of money as a result of our general failure to write a will. If you die without one and have no family your estate goes to the crown, unless you live in Cornwall where the Duchy of Cornwall – Prince Charles – gets your assets. This has resulted in Prince Charles receiving over £1m, which he has handed on to charity.

The only way to ensure that your money goes instead to the people you want to receive it is to make a will. You can stipulate not only who gets what from your financial assets, but it also provides you with the opportunity to distribute your treasured possessions to the people who you think will most appreciate them. In order to ensure you get a legally binding will that reflects your exact wishes you should see a solicitor. You will typically pay around £140-£240.

If you and your partner both need a will you can keep your costs down by getting mirror wills. This is where both wills are exactly the same leaving everything to each other or your children and you just reverse your names on them. Alternatively, March and October are Free Wills Months. In these months anyone aged 55 or over can get a will written or updated by a solicitor for free. You are encouraged to make a donation to charity in your will in return for getting free legal advice. If you are worried about inheritance tax, note that if you give at least 10% of your estate to charity you’ll reduce your inheritance tax charge from 40% to 36%.

Once you have a will, don’t rest on your laurels. Review it at key stages in your life: births, marriages, deaths or the end of a relationship. Bear in mind that when you divorce your ex-spouse is automatically removed from your will, but if you only separate, they could still benefit even if you die years later. When writing your will be aware that anyone will be able to read it after you die. All wills become public documents that can be found via the Gov.uk website.

Motivational Quote Of The Day

“Risks must be taken  because the greatest  hazard in life is to risk  nothing.”                                     

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Leo Buscaglia

Alternative Quote Of The Day

 “In Pizza Express you can get garlic bread with cheese and tomato. Now correct me if I’m wrong, but that’s a pizza.”          

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Jimmy Carr 

Become An Online Expert

If you’re an expert in something…and most of us are an expert in something or other…you can offer your advice online and turn it into profit. Small business owners are particularly well placed to cash in on this opportunity because they tend to know their field very well. Michele Gorham, owner of Cookie Central Bakery, is one small business owner who has turned her expertise into online profits. 

She has created hundreds of blog entries about how to build a business, run a bakery, and other helpful topics, and she answers customer’s direct questions through various social media platforms, including Facebook, Twitter and Yelp. Because of Gorham’s content contributions, her listings on various sites are highly trafficked and are regularly found by search engines – generating more sales for her business. 

Is this a strategy you could emulate in your own field? Give it some thought. You may have a great deal more to offer than you at first realise. 

Today’s National Day   

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NATIONAL DRINK WINE DAY!  

PUBLISHERS NOTICE

FINALLY REVEALING IAN’S
“INCOME FOR LIFE”
SECRET!

 Hello.          

Are you worried you’re going to have to “work until you drop”

      Are you tired of working all day, every day to make someone else rich when it’s YOU who should be the one becoming wealthy? 

     Ian once shared that grief, but now he never has to worry about money again…

 Here’s a PROVEN way to make enough money to retire on as soon as you want, never work again and enjoy a fabulous income for life. 

 And it’s not like you even have to quit your job if you don’t want. You can keep your regular paycheque coming in if you’d like while you follow the specific steps of this blueprint in your spare time. 

     Let us show you everything about this when you click the link below:

   www.streetwisenews.com/wizard

Best Wishes  

john sig.png

John Harrison 

Time To Increase Your Finances In 2020

For most of us the New Year heralds plans to get fit, eat better and generally be a better human. But have you thought about what you could do to improve your finances in 2020? There are a several simple steps that could make you significantly better off next New Year’s Eve.

Firstly, this is a good time to reassess your investment portfolio. Gauge whether the spread between different asset classes still suits your appetite for risk and the time you intend to be invested. The asset classes you choose to invest in will ultimately determine how your portfolio performs, usually more so than the specific investments you choose.

While you are at it check what fees you are paying; these can greatly reduce long-term returns. You may be able to save thousands by the time you retire by switching to a cheaper investment platform, in which case it would be daft not to do it. When it comes to your household finances, plan to tackle one bill at a time. Millions of people have lapsed from their initial-offer rates onto standard rate for all manner of bills, from electricity and gas to TV services and the gym. Pick one bill each month and cut the cost.

Your mortgage is likely to be your biggest monthly expense so take strides towards paying it off. Plunging interest rates mean now is the time to strike to knock years off your home loan term or save thousands in interest. Find out what interest rate you are currently paying and whether you would pay any charges to switch now.

Then look to see if you could get a lower-rate deal. If you can get a lower rate – which you probably can in the current market – switch, but keep your mortgage repayments the same. Moving from a rate of 4.24% to 1.39% but keeping your repayments the same would allow you to shave seven years off a £150,000 mortgage, saving £8,871 in interest. Finally, keep an eye on your credit-card statements. It’s so easy to sign up for things on trial, then forget to cancel. Check your spending, cancel any subscriptions you no longer use and raise any suspicious activity with your card provider.

Motivational Quote Of The Day

“A life spent making mistakes is not only more honourable, but more useful than a life spent doing nothing.”                                  

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George Bernard Shaw

Alternative Quote Of The Day

“Before you criticize someone, you should walk a mile in their shoes. That way, when you criticize them, you’re a mile away and you have their shoes.”   

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handy.jpg

Jack Handey 

Testing Your Business Idea

Just read an article by Jason Cohen, founder of Smart Bear Software, which reminded me of something incredibly important for anyone thinking of launching a business.

Cohen says that many would-be entrepreneurs invest huge amounts of time money and effort into their business idea without doing something very fundamental – they don’t ask people whether they would buy from them. He argues that if you can’t find ten people who say they would buy from you, you don’t have anything. Most would be entrepreneurs simply don’t ask the question before committing to the business they’re scared of getting a negative response.

I think Cohen is right up to a point, but he doesn’t really go far enough. In my experience, it’s not enough to have someone say that they would buy if the product/service was available – you need them to make a real commitment. It’s very easy to tell someone what they want to hear, but less easy when there’s real money at stake.

I can’t pretend this is easy for all businesses, but if you can find some way to get a real financial commitment from your perspective customers, you’ll get a far better idea of the potential of your business idea than by merely asking a question.

Today’s National Day   

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NATIONAL NO ONE EATS ALONE DAY!  

         

PUBLISHERS NOTICE

FINALLY REVEALING IAN’S
“INCOME FORLIFE”
SECRET!

 Hello.          

Are you worried you’re going to have to “work until you drop”

      Are you tired of working all day, every day to make someone else rich when it’s  YOU who should be the one becoming wealthy? 

     Ian once shared that grief, but now he never has to worry about money again…

      Here’s a PROVEN way to make enough money to retire on as soon as you want, never work again and enjoy a fabulous income for life. 

     And it’s not like you even have to quit your job if you don’t want. You can keep  your regular paycheque coming in if you’d like while you follow the specific steps of this blueprint in your spare time. 

     Let us show you everything about this when you click the link below:

   www.streetwisenews.com/wizard

Best Wishes  

john sig.png

John Harrison 

Selling The Unsavoury

Not every product is attractive in either appearance or function. Many fall into the yucky-but-necessary category. So how do you go about selling them? The makers of Naposure, a saline product designed to wash out a mucus laden nose, (apologies if you’re eating!) faced just this problem.

Their solution was to soften the whole thing by using attractive children in the advertisements, demonstrating the product. The cute and funny videos they made seemed to do the trick of making an unglamorous product visually attractive to the target market.

It’s a trick that toilet paper manufacturers have used for decades of course. What Labrador puppies have to do with the quality and effectiveness of Andrex is anyone’s guess, but they serve the function of making the product attractive, while very subtly conveying the benefits.

Perhaps if your product lacks a little glamour, you could think about making it more attractive and appealing by associating it in customer’s minds with something more acceptable. Something o give some thought to.

As an aside, I just discovered that toilet paper was first marketed in the United States just 150 years ago, and up until that point in time, everyone made ‘alternative arrangements’. Just give some thought to that the next time you’re bemoaning the fact that some modern day luxury you’ve become accustomed to isn’t working quite the way it should!

Motivational Quote Of The Day

 “Count your age by friends, not years. Count your life by smiles, not tears.”                                               

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John Lennon

Alternative Quote Of The Day

“If at first you don’t succeed, try, try again. Then quit. No use being a damn fool about it.”  

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W.C Fields 

What’s New?

Almost every would-be entrepreneur I speak to is looking for something ‘new’…a product or service nobody has thought of before. But what exactly is ‘new’, and is this a realistic ambition? 

In the early part of the twentieth century, long before the internet, The Boston Globe had an instant real time news feed product, backed by advertising. Breaking news was chalked up on huge boards and placed in the newsroom window which backed onto the street.

The news was usually conveyed by a headline (140 characters or less!) and behind it were paid advertisements. In addition telegraphed communications of boxing matches or football matches was shouted out by employees using loud hailers, round by round or play to an eager audience. Early multimedia in action!

Okay, it’s not quite Twitter, but the point I’m making is that the demand for news of events as they happened was always there, and there was a product to fill the demand. What’s available on the internet today is just a modern day manifestation of a product meeting the same demand.

Rather than looking for something completely new and unique, a more fruitful route to a lucrative business opportunity might be to look at what was popular in the past, and then how it can be given a modern twist. Technology changes, but underlying inbuilt human needs wants and desires do not.

Today’s National Day   

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NATIONAL JUNK FOOD DAY!  

PUBLISHERS NOTICE

This Will Make You Money, Guaranteed 

Hello,

I know, I know – It’s very big claim in that subject line.

But this really is one of the few extra income ideas where I genuinely believe you can use the word ‘Guaranteed’!

Look, I don’t want to beat about the bush with this.

I’ve had many years experience with these types of systems and this is one I can strongly recommend. 

Take a look today: 

www.streetwisenews.com/variant6 

Best Wishes  

john sig.png

John Harrison

False Forecasts

Just read a list of expensive mistakes that businesses make in Forbes magazine, and one error in particular struck a chord – making wildly optimistic sales forecasts.

One of the recurrent head-in-hands moments for me, is when someone hoping to do business with us says something along the lines of…”If just one person in a thousand who reads our ad places an order, we’ll make…”It sounds logical, it sounds viable but it rarely is. It’s usually based on nothing more than guess work…surely one in a thousand will be easy. Most of the time it won’t.

The bottom line is to always make sure your sales forecasts are based on hard facts rather than what ‘common sense’ tells you what should be a viable response from a big target market. It rarely works the way you expect.

Motivational Quote Of The Day

 “If everyone is thinking alike, then somebody
           isn’t thinking.”               

george s patton.jpg

George S Patton

Alternative Quote Of The Day

“The biggest thing in my life right now is my girlfriend. I love this girl. I know I love her because she told me.”                                                                    

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Adam Ferrara

Are You Doing Too Much?

Sometimes, what seems like a retrograde step turns out to be quite the opposite. When Terri Urbash left her job as a court reporter to start a family, she expected her income to go into reverse, but in fact the opposite happened. 

You see, the assignments continued to come in, and because she couldn’t now deal with them personally, she started farming them out to other court reporters. Then a large insurance company was looking to hire a deposition service. Urbash assumed it would go to a national competitor, but she applied for the contract anyway, and she got it. Network Deposition Services has soared since landing the client, expanding throughout Pennsylvania and now moving across the country.

What Urbash discovered perhaps by accident, is that you only start to make some real money when you stop DOING the work and start ORGANISING the work. There are only so many hours you can personally work each day or week, but when you start organising the work of others, you can profit from an almost infinite number of hours worked.

Are you guilty of spending too much time doing it, and not enough time organising it? 

Today’s National Day   

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NATIONAL LAZY DAY!  

         

PUBLISHERS NOTICE

This Will Make You Money, Guaranteed

Hello, 

I know, I know – It’s very big claim in that subject line. 

But this really is one of the few extra income ideas where I genuinely believe you can use the word ‘Guaranteed’!

Look, I don’t want to beat about the bush with this.

I’ve had many years experience with these types of systems and this is one I can strongly recommend. 

Take a look today:

www.streetwisenews.com/variant6 

Where Do Old Footballers Go?

In the days before footballers got paid £100,000+ a week, you always knew where you’d find an ex-player after retiring – behind the bar of his own pub. It was the career of choice for any player who hadn’t gambled away his wages. Did you ever wonder why?

I think it’s because people naturally gravitate towards businesses they enjoy patronising themselves. If you enjoy spending your leisure time in a pub, why not get paid for it instead? It’s the same thought process that has led people to open coffee shops, gyms, and myriad retail establishments. But does this make sense?

Well, yes and no. If you’re an enthusiastic consumer of something, you should have a good feel for what the market wants. That’s bound to be an advantage. But at the same time, it would be an extra-ordinary coincidence if the optimum business for you turned out to be the type of business you personally enjoy frequenting most as a consumer. And there’s always the chance that you will metaphorically ‘drink the profits.’

The lesson to take away from this is to thoroughly question your motives for following the business path you’ve chosen. If it’s nothing more than an extension of your consumption preferences, it could be worth a rethink.

Motivational Quote Of The Day

 “Most of the important things in the world have been achieved by people who have kept on trying   
 when there seemed to be  no hope at all.”                           

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Dale Carnegie

Alternative   
Quote Of The Day

“I’m in no condition to drive…..wait! I shouldn’t listen to myself, I’m drunk!”  

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Homer J Simpson 

Pin-Picking Advice

Let me ask you to choose a number between 1 and 50. Pick it at random. Okay? Now, if, like me, your choice was thirty seven, you are in potential trouble. You have what’s known as a ‘group mind’. Apparently, we all follow the herd.

That’s a problem when it comes to picking a PIN number or a password most of us are very predictable! For a PIN, we pick our date or year of birth. Common passwords are 123456, abc123, qwerty, computer, password and the name of the website we’ve accessed.

Other favourite passwords relate to the names of our partners, children and favourite football team. Bottom line? Stick with the random four-digit number sent to you by your bank or, if you prefer, choose a random one of your own. Likewise, passwords – one for each site etc – should be a random mix of letters and numbers, upper and lower case etc.

Today’s National Day   

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NATIONAL BEST FRIENDS DAY!  

         

PUBLISHERS NOTICE

Forty-year Betting Veteran Makes Shocking Confession…

“I Still Don’t Have A Clue
  Which Horse Will Win!”

But By Analysing The Result Of Over
100,000Races, I’ve Discovered A Back Door
Route To a £20,000+ Guaranteed Year
Round Profit From Carefully Selected UK
Races…

Anyone Can Copy Me, It Takes Just
Ten Minutes A Day. And You Get To
Choose How Much You’ll Win…£10…
£20…Or Even £50 A Race!

For the full story visit;

www.streetwisenews.com/shotgun

The Power Of Curiosity

Bulletin reader Bob Gregory received this envelope from a restaurant he’d visited before. Rather than a straightforward discount voucher, this is a bit different. It demonstrates the power of one of the most important influencers on human behaviour – curiosity.  

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As you can see, the envelope offers money off  a meal at the restaurant, but here’s the  difference, you only find out how much of a discount after eating the meal and opening the envelope on receipt of the bill. It could be 25% or it could be 50%. It’s a surprise and you’re not allowed to find out beforehand.

Will it work? Well it certainly worked on Bob because he booked a meal, and I can see why. It’s something different to the ubiquitous discount voucher, and there’s an element of intrigue and excitement. Bob won’t know how much he’s saved until afterwards. 

Now he may suspect, as would many others, that the discount will be 25%,  but he doesn’t know for sure. Maybe it will be more. There’s only one way to find out.

Is this something you could use in your business? It seems to me there are many different ways this idea could be used. I’ll certainly be thinking about it.  

Motivational Quote Of The Day

“You will never find time for anything. If you want time you must make it.”                 

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Charles Buxton

Alternative Quote Of The Day

“Everywhere is within walking distance if you have the time.”

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Steven Wright

You’re Never The Wrong Age

I never like to miss the chance to nail the “I’m too young/old excuse, and Nathan Clark has given me another chance. Eleven year old Nathan was doing his maths homework and needed to find a ruler. He looked down at his pencil and that’s when the inspiration hit – why not combine a ruler with a pencil? 

He went out and found a manufacturer, but their minimum order was 1,000 pencils. Not having the funds to proceed, Nathan made a video appeal and approached a fund raising company called Kickstart to raise the $350 he needed. Three days later over $2,500 had been pledged. 

 Will this make Nathan a millionaire? Probably not, but with the ambition and drive that he clearly has, Nathan will have a big success on his hands at some stage in the future.

Now consider this, if he can do all this at eleven, do you have any reason for not taking action with your own pals? 

Today’s National Day   

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NATIONAL FLUFFY SLIPPERS DAY!  

PUBLISHERS NOTICE

Forty-year Betting Veteran Makes Shocking Confession…

“I Still Don’t Have A Clue
  Which Horse Will Win!”

But By Analysing The Result Of Over
100,000Races, I’ve Discovered A Back Door
Route To a £20,000+ Guaranteed Year
Round Profit From Carefully Selected UK
Races…

Anyone Can Copy Me, It Takes Just
Ten Minutes A Day. And You Get To
Choose How Much You’ll Win…£10…
£20…Or Even £50 A Race!

For the full story visit;

www.streetwisenews.com/shotgun