There’s a new drama being shown on Ch5 starring Amanda Abbington, called ‘Desperate Measures’.
In the drama, Amanda plays a bank teller, Rowan Taylor, who plans to rob the bank so that she can raise £25,000 to free her son, Finn, who is being held hostage by a murderous drug dealer.
The reason Finn is being held captive is that he was duped into going on a ‘drug drop’ with an old friend.
Bumping into his old friend who was parked up in a brand new BMW, he was offered a lift to college but instead was taken to the wrong side of town to swap a big parcel of heroin for a similar sized bag of cash.
Not long after the exchange, just as Finn was leaving the car, the police swooped and Finn’s friend threw the bag containing £25,000 at him and shouted him to run.
Finn ran and with the police on his tail he panicked and threw the money into a bin behind a restaurant.
Once the big boss had heard about the missing money, he paid Rowan and Finn a visit at home and told them that they had three days to find the money.
After the two of them tried to leave town, Finn was taken hostage as ‘motivation’ for Rowan to find the money fast.
I won’t give any more of the story away, it is worth watching if you like crime dramas, although I will warn you, it is supposed to be set in Manchester but it was filmed in Budapest (I guess it is cheaper than filming in England) which I found a little off-putting.
It doesn’t matter how many British street signs you put up and car number plates you swap, Budapest still doesn’t pass as Manchester for me.
Anyway, I digress.
What I wanted to talk about was what the show got me thinking about which was…
How easy would it be for you to lay your hands on a substantial amount of money should anything bad happen?
It is rare that you will ever experience a family member being kidnapped and held hostage for a ransom, although I do actually know someone whose daughter was the victim of an attempted kidnap.
The kidnappers knew that my friend was wealthy and they wanted to extort money out of him by kidnapping his daughter and holding her to ransom.
Fortunately the attempt failed.
It’s safe to say that he has been incredibly protective of his family ever since… which is understandable.
So, it could happen.
In the show Desperate Measures, Rowan couldn’t get a loan due to her already paying off a large loan she found herself with, and so she was forced to take drastic action and rob the bank she worked at as a way to get the money to pay off the drug dealer.
But what would you do?
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I’m sure you are in no position to rob a bank – you’d be lucky to find one open on your high street these days – and I wouldn’t personally advise it as a course of action.
In truth, there are very few ways to get a lot of money fast when you really need it.
Fortunately, it is also rare that you will need to suddenly find large sums of money such as £25,000 or over.
Any major sudden expense is likely to be below £10,000… which for most people is still a hefty sum of money.
When things go wrong, such as the central heating going up the spout, or the car being written off in a crash and you need to buy a new one fast, do you have the money available to simply deal with it there and then?
If you needed £5,000 or £10,000 fast, what would you do?
It’s a scary thought, and I hope that it motivates you to realise that the best answer would be…
To already have that money available to you in a bank account!
I’ve talked before about rainy day funds. I prefer to call them F*** Off Funds because they allow you to tell people and problems to f*** off fast when they happen.
If you don’t already have a spare £10,000 sitting safely somewhere that you can turn to at a time of emergency, then I suggest that you start to build one as soon as you can.
In Desperate Measures, when Rowan attempted to skip town with Finn, she was heading to her sisters to stay for a while.
That too had me thinking… if something bad happened and you needed to ‘escape’ or were forced to spend time in a hotel or rent a home somewhere, do you have the money to hand to cover an unexpected and extended stay somewhere?
Having money gives you security and a peace of mind you cannot appreciate fully until you need it.
When your car needs £500 worth of unforeseen work on it and you are a couple of hundred left from exceeding your overdraft limit with three weeks still to go before getting paid your wages, it is an unpleasant and worrying time.
It’s a nightmare position to be in when you need your car but can’t afford to pay for the work needed.
But when you have £10,000 in your bank account… you can get the work done there and then, apart from a slight annoyance that you’ve had to pay £500 for repairs, you are still in a comfortable position with good peace of mind.
They say that money can’t buy you happiness, but it can really help to prevent anxiety, worry, and stress from taking over… which according to those who study ‘happiness’ itself, are the opposite states of mind to happiness.
So… it seems that having access to a large amount of money whenever you need it, can keep you happy.
If you don’t yet have your own f*** off fund and want to start building one today, the best option would be to start a second income stream.
One which will allow you to make money that you don’t touch – or at least not all of it – and put aside to allow it to grow.
One income stream that can cost you next to nothing to get started is to create and publish your own digital products.
Digital products can cost nothing to create – if you do it yourself, can cost very little to host on a website, and people can buy them at any time of the day and night for many years.
What’s even better is that the sales are processed automatically.
You don’t need to do anything other than enjoy the money when it is deposited into your bank.
Well, ok, you will need to show people your products and where they can find them, but that can all be done quite easily and for free.
One digital product has the potential to earn you thousands of pounds.
Nearly all of the products we have sold over the years have earned at least £30,000.
That’s more than enough for a decent sized emergency fund, wouldn’t you agree?
To learn more, click the link below.
www.The30DayTo30KChallenge.com
Kind Regards
John Harrison
PS… There are no limits to how many products you can create and sell. A portfolio of products means you have a greater opportunity to earn more. Sell premium priced products and you can make more money selling less.
Here’s that link again: